Civista Bancshares, Inc. CIVB | NASDAQ
$27.55
$0.00 | 0.00%
Next Earnings: Sep 15, 2026
Company Overview:
Market Cap:
$0
Trailing PE:
0x
FWD PE *:
9.9x
Payout Ratio (TTM):
25.8%
52-Week Range:
$19.82 - $29.97
* Forward PE is based on street estimates.
10 Year CIVB Performance Metrics:
Total Return (with DRIP):
135.6% (8.95% CAGR)
Total Return (no DRIP):
116.8% (8.05% CAGR)
Share Price:
83.3% (6.25% CAGR)
Yield on Cost (with DRIP):
6.16%
Total Invested:
$10,000
Total Value (with DRIP):
$23,560
Total Return $ (with DRIP):
$13,560
Dividend Increase:
200.0% (11.82% CAGR)
Dividend Yield (FWD):
2.61% ($0.72)
CIVB 10-yr Total Return ($10K invested)
1Y
2Y
5Y
10Y
All
CIVB Share Price chart
CIVB Price CAGR:1Y: 32.13%2Y: 25.29%5Y: 4.30%10Y: 6.25%
CIVB Dividend Charts
CIVB Dividend CAGR:1Y: 5.74%2Y: 6.00%5Y: 5.08%10Y: 11.51%
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CIVB Earnings, Revenue, Cash & Debt, Shares Outstanding:
CIVB Revenue CAGR:1Y: -36.83%2Y: -19.43%5Y: 3.01%10Y: 8.27%
CIVB EPS CAGR:1Y: -2.82%2Y: 23.83%5Y: 3.18%10Y: 3.91%
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CIVB Net Income CAGR:1Y: 29.96%2Y: 42.35%5Y: 9.33%10Y: 10.70%
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CIVB EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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CIVB Free Cash Flow CAGR:1Y: 53.86%2Y: 17.07%5Y: 40.69%10Y: 0.00%
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CIVB Free Cash Flow / Share CAGR:1Y: 14.31%2Y: -0.05%5Y: 32.74%10Y: 0.00%
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CIVB Operating Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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CIVB Gross Profit CAGR:1Y: -46.36%2Y: -23.10%5Y: -7.94%10Y: 1.56%
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CIVB Shares Outstanding CAGR:1Y: 34.65%2Y: 17.13%5Y: 5.98%10Y: 6.61%
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CIVB Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: -46.68%10Y: 0.00%
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CIVB Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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CIVB Expenses CAGR:1Y: 79.55%2Y: 0.00%5Y: -17.82%10Y: 5.06%
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CIVB Revenue CAGR:1Y: -36.83%2Y: -19.43%5Y: 3.01%10Y: 8.27%
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
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CIVB Actual Revenue CAGR:1Y: -36.83%2Y: -19.43%5Y: 3.01%10Y: 8.27%
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CIVB Actual EPS CAGR:1Y: -2.82%2Y: 23.83%5Y: 3.18%10Y: 3.91%
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CIVB Actual Net Income CAGR:1Y: 29.96%2Y: 42.35%5Y: 9.33%10Y: 10.70%
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CIVB Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Ratios, Profit Margins & Return on Capital:
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CIVB Net Profit Margin CAGR:1Y: 105.64%2Y: 76.63%5Y: 6.13%10Y: 2.24%
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CIVB Gross Profit Margin CAGR:1Y: -15.08%2Y: -4.56%5Y: -10.63%10Y: -6.20%
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CIVB Dividends Info:
Annual Dividend:
$0.72
Forward Yield:
2.61%
Ex-Dividend Date:
2026-08-14
Lifetime Dividends / Share:
$17.50
CIVB Dividend History: Dates, Payments & Yield list
Below is a schedule of all CIVB dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 08/14/2026 | 08/18/2026 | $0.180 | 2.52% | 0% | $0.00 |
| 08/04/2026 | 08/18/2026 | $0.180 | 2.48% | 2.54% | $28.30 |
| 05/05/2026 | 05/19/2026 | $0.180 | 2.89% | 2.9% | $24.81 |
| 02/10/2026 | 02/24/2026 | $0.180 | 2.99% | 3.01% | $23.90 |
| 11/04/2025 | 11/18/2025 | $0.170 | 3.18% | 3.21% | $21.18 |
| 08/05/2025 | 08/19/2025 | $0.170 | 3.52% | 3.42% | $19.91 |
| 04/29/2025 | 05/13/2025 | $0.170 | 3.02% | 2.91% | $23.37 |
| 02/04/2025 | 02/18/2025 | $0.170 | 3.23% | 3.17% | $21.43 |
| 11/05/2024 | 11/19/2024 | $0.160 | 3.06% | 2.87% | $22.29 |
| 08/06/2024 | 08/20/2024 | $0.160 | 4.09% | 3.92% | $16.33 |
| 05/06/2024 | 05/22/2024 | $0.160 | 4.5% | 4.12% | $15.52 |
| 02/12/2024 | 03/01/2024 | $0.160 | 4.02% | 4.27% | $15.00 |
| 11/06/2023 | 11/21/2023 | $0.160 | 4.32% | 4.17% | $15.36 |
| 08/07/2023 | 08/22/2023 | $0.160 | 3.44% | 3.78% | $16.94 |
| 05/08/2023 | 05/24/2023 | $0.150 | 4.16% | 3.79% | $15.85 |
| 02/13/2023 | 03/01/2023 | $0.140 | 2.61% | 2.57% | $21.75 |
| 11/07/2022 | 11/22/2022 | $0.140 | 2.37% | 2.36% | $23.76 |
| 08/08/2022 | 08/23/2022 | $0.140 | 2.6% | 2.52% | $22.23 |
| 05/09/2022 | 05/25/2022 | $0.140 | 2.68% | 2.65% | $21.12 |
| 02/14/2022 | 03/01/2022 | $0.140 | 2.31% | 2.36% | $23.70 |
| 10/18/2021 | 11/01/2021 | $0.140 | 2.26% | 2.23% | $25.09 |
| 07/19/2021 | 08/02/2021 | $0.140 | 2.51% | 2.45% | $22.82 |
| 04/19/2021 | 05/03/2021 | $0.120 | 2.08% | 2.07% | $23.17 |
| 01/15/2021 | 02/01/2021 | $0.120 | 2.56% | 2.62% | $18.32 |
| 10/19/2020 | 11/02/2020 | $0.110 | 3.17% | 2.96% | $14.88 |
| 07/20/2020 | 08/03/2020 | $0.110 | 3.21% | 3.26% | $13.49 |
| 04/20/2020 | 05/01/2020 | $0.110 | 3.15% | 2.97% | $14.80 |
| 01/17/2020 | 02/03/2020 | $0.110 | 1.89% | 1.98% | $22.23 |
| 10/21/2019 | 11/01/2019 | $0.110 | 2.01% | 1.96% | $22.50 |
| 07/22/2019 | 08/01/2019 | $0.110 | 2.02% | 2.06% | $21.32 |
| 04/22/2019 | 05/01/2019 | $0.110 | 2.07% | 2.01% | $21.92 |
| 01/18/2019 | 02/01/2019 | $0.090 | 1.86% | 1.91% | $18.86 |
| 10/22/2018 | 11/01/2018 | $0.090 | 1.53% | 1.53% | $23.47 |
| 07/23/2018 | 08/01/2018 | $0.090 | 1.45% | 1.47% | $24.56 |
| 04/23/2018 | 05/01/2018 | $0.070 | 1.2% | 1.2% | $23.30 |
| 01/22/2018 | 02/01/2018 | $0.070 | 1.25% | 1.23% | $22.77 |
| 10/16/2017 | 11/01/2017 | $0.070 | 1.22% | 1.25% | $22.38 |
| 07/14/2017 | 08/01/2017 | $0.060 | 1.14% | 1.17% | $20.53 |
| 04/13/2017 | 05/01/2017 | $0.060 | 1.1% | 1.1% | $21.85 |
| 01/19/2017 | 02/01/2017 | $0.060 | 1.17% | 1.17% | $20.50 |
| 10/14/2016 | 11/01/2016 | $0.060 | 1.68% | 1.62% | $14.84 |
| 07/15/2016 | 08/01/2016 | $0.060 | 1.73% | 1.71% | $14.05 |
| 04/15/2016 | 05/02/2016 | $0.050 | 1.85% | 1.74% | $11.48 |
| 01/14/2016 | 02/01/2016 | $0.050 | 1.83% | 1.82% | $10.97 |
| 10/16/2015 | 11/02/2015 | $0.050 | 2.01% | 1.83% | $10.92 |
| 07/17/2015 | 08/03/2015 | $0.050 | 1.95% | 1.92% | $10.43 |
| 04/17/2015 | 05/01/2015 | $0.050 | 1.82% | 1.78% | $11.25 |
| 01/15/2015 | 02/02/2015 | $0.050 | 1.98% | 1.93% | $10.34 |
| 10/17/2014 | 11/03/2014 | $0.050 | 1.98% | 1.96% | $10.19 |
| 07/11/2014 | 08/01/2014 | $0.050 | 2.27% | 2.23% | $8.97 |
| 04/11/2014 | 05/01/2014 | $0.050 | 2.28% | 2.24% | $8.91 |
| 01/16/2014 | 02/03/2014 | $0.040 | 2.25% | 2.19% | $7.32 |
| 10/10/2013 | 11/01/2013 | $0.040 | 2.51% | 2.38% | $6.72 |
| 07/12/2013 | 08/01/2013 | $0.040 | 2.25% | 2.31% | $6.94 |
| 04/12/2013 | 05/01/2013 | $0.040 | 2.17% | 2.19% | $7.30 |
| 01/11/2013 | 02/01/2013 | $0.030 | 1.06% | 1% | $6.01 |
| 10/12/2012 | 11/01/2012 | $0.030 | 1.03% | 0.99% | $6.07 |
| 07/13/2012 | 08/01/2012 | $0.030 | 1.04% | 1.08% | $5.56 |
| 04/13/2012 | 05/01/2012 | $0.030 | 1.02% | 0.86% | $6.94 |
| 01/12/2012 | 02/01/2012 | $0.030 | 1.4% | 1.4% | $4.30 |
| 10/14/2011 | 11/01/2011 | $0.030 | 1.71% | 1.62% | $3.71 |
| 10/16/2009 | 11/02/2009 | $0.020 | 1.47% | 1.45% | $5.52 |
| 07/17/2009 | 08/03/2009 | $0.010 | 0.85% | 0.74% | $5.42 |
| 04/17/2009 | 05/01/2009 | $0.070 | 3.98% | 4.45% | $6.29 |
| 01/15/2009 | 02/02/2009 | $0.150 | 9.33% | 8.57% | $7.00 |
| 10/17/2008 | 11/03/2008 | $0.150 | 7.22% | 6.7% | $8.95 |
| 07/11/2008 | 08/01/2008 | $0.200 | 7.77% | 7.27% | $11.00 |
| 04/11/2008 | 05/01/2008 | $0.280 | 7.73% | 7.94% | $14.10 |
| 01/11/2008 | 02/01/2008 | $0.280 | 8.01% | 7.97% | $14.05 |
| 10/12/2007 | 11/01/2007 | $0.270 | 6.41% | 6.44% | $16.78 |
| 07/13/2007 | 08/01/2007 | $0.270 | 6% | 6% | $18.00 |
| 04/13/2007 | 05/01/2007 | $0.290 | 5.91% | 5.91% | $19.63 |
| 01/11/2007 | 02/01/2007 | $0.290 | 5.85% | 5.8% | $20.00 |
| 10/13/2006 | 11/01/2006 | $0.280 | 5.71% | 5.72% | $19.57 |
| 07/14/2006 | 08/01/2006 | $0.280 | 5.67% | 5.6% | $20.00 |
| 04/13/2006 | 05/01/2006 | $0.280 | 5.38% | 5.49% | $20.40 |
| 01/12/2006 | 02/01/2006 | $0.280 | 5.15% | 5.04% | $22.22 |
| 10/14/2005 | 11/01/2005 | $0.280 | 5.66% | 5.46% | $20.50 |
| 07/15/2005 | 08/01/2005 | $0.280 | 5.27% | 5.47% | $20.48 |
| 04/15/2005 | 05/02/2005 | $0.280 | 4.85% | 4.99% | $22.45 |
| 01/13/2005 | 02/01/2005 | $0.280 | 4.77% | 4.88% | $22.97 |
| 10/15/2004 | 11/01/2004 | $0.270 | 4.9% | 4.76% | $22.68 |
| 07/16/2004 | 08/02/2004 | $0.270 | 4.7% | 4.62% | $23.37 |
| 04/16/2004 | 05/03/2004 | $0.270 | 4.1% | 4.27% | $25.28 |
| 01/15/2004 | 02/02/2004 | $0.270 | 3.66% | 3.82% | $28.25 |
| 10/17/2003 | 11/03/2003 | $0.260 | 3.85% | 3.66% | $28.40 |
| 07/11/2003 | 08/01/2003 | $0.260 | 3.85% | 3.76% | $27.64 |
| 04/11/2003 | 05/01/2003 | $0.260 | 2.97% | 3.05% | $34.14 |
| 01/16/2003 | 02/03/2003 | $0.260 | 4.14% | 4% | $25.98 |
| 10/11/2002 | 11/04/2002 | $0.610 | 10.38% | 10.74% | $22.72 |
| 07/12/2002 | 08/01/2002 | $0.250 | 4.82% | 4.47% | $22.35 |
| 04/12/2002 | 05/01/2002 | $0.250 | 4.76% | 5.06% | $19.75 |
| 01/11/2002 | 02/01/2002 | $0.190 | 3.33% | 3.2% | $23.75 |
| 10/11/2001 | 11/01/2001 | $0.190 | 3.1% | 3.45% | $22.00 |
| 07/13/2001 | 08/01/2001 | $0.180 | 3.35% | 3.06% | $23.50 |
| 04/12/2001 | 05/01/2001 | $0.180 | 3.74% | 3.69% | $19.50 |
| 01/11/2001 | 01/15/2001 | $0.180 | 3.45% | 0% | $0.00 |
| 10/12/2000 | 10/16/2000 | $0.180 | 3.72% | 3.72% | $19.38 |
| 07/13/2000 | 07/17/2000 | $0.170 | 2.92% | 2.89% | $23.50 |
| 04/13/2000 | 04/17/2000 | $0.170 | 2.78% | 2.96% | $23.00 |
| 01/13/2000 | 01/17/2000 | $0.170 | 2.43% | 0% | $0.00 |
| 10/14/1999 | 10/18/1999 | $0.170 | 2.43% | 2.39% | $28.50 |
| 07/15/1999 | 07/19/1999 | $0.160 | 2.29% | 2.29% | $28.00 |
| 04/15/1999 | 04/19/1999 | $0.160 | 2.27% | 2.33% | $27.50 |
| 01/14/1999 | 01/18/1999 | $0.160 | 2.51% | 0% | $0.00 |
| 10/15/1998 | 10/19/1998 | $0.160 | 2.35% | 2.56% | $25.00 |
| 07/16/1998 | 07/20/1998 | $0.150 | 2.07% | 2.07% | $29.00 |
| 04/16/1998 | 04/20/1998 | $0.150 | 1.56% | 1.62% | $37.00 |
| 04/07/1998 | 04/09/1998 | $0.120 | 1.25% | 1.27% | $37.75 |
| 01/26/1998 | 01/28/1998 | $0.120 | 1.25% | 1.25% | $38.50 |
| 01/15/1998 | 01/19/1998 | $0.150 | 1.5% | 0% | $0.00 |
| 10/16/1997 | 10/20/1997 | $0.150 | 1.61% | 1.61% | $37.25 |
| 07/10/1997 | 07/14/1997 | $0.140 | 1.58% | 1.57% | $35.63 |
| 04/10/1997 | 04/14/1997 | $0.140 | 1.64% | 1.64% | $34.25 |
| 01/16/1997 | 01/20/1997 | $0.140 | 1.87% | 1.87% | $30.00 |
Projected Future Returns & Dividends for CIVB
Based on past 10-year performance, here are CIVB growth metrics:
Share price CAGR of +6.25%
Dividend CAGR of +11.82%
Using CIVB CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, is modelled to grow as follows:
| CIVB (DRIP) | CIVB - No DRIP | |
|---|---|---|
| Current Price | $27.55 | $27.55 |
| Start Shares | 362.98 | 362.98 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 470.99 | 362.98 |
| Dividends Payment | $0.33 | $0.33 |
| Annual Dividends | $622 | $479 |
| Yield on cost | 6.22% | 4.79% |
| Share Price | $50.50 | $50.50 |
| Total Dividends | $4,019 | $3,485 |
| Final Value | $23,784 | $21,815 |
Estimated Future Value + Dividends - CIVB
NOTE: Above numbers are our estimate based on CIVB's Dividend and Price CAGR over past 10 years.
These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.
We cannot guarantee that your actual returns will meet these estimates.
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Company Info
Civista Bancshares, Inc. (CIVB) had its IPO on 1994-04-06, and is trader on NASDAQ stock exchange.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
CIVB website: https://www.civb.com
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