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Community Bancorp CMTV | NASDAQ

$41.33 -$0.09 | -0.22%
SIGNAL:Signal available — unlock to view |2026-09-28 |F&G 53 |RSI 52.3

Company Overview:

Market Cap: $231.20M
Trailing PE: 12.6x
FWD PE: —
Payout Ratio (TTM): 22.2%
52-Week Range: $22.40 - $43.76

10 Year CMTV Performance Metrics:

Total Return (with DRIP): 250.7% (13.37% CAGR)
Total Return (no DRIP): 222.3% (12.42% CAGR)
Share Price: 198.2% (11.55% CAGR)
Yield on Cost (with DRIP): 8.49%
Total Invested: $10,000
Total Value (with DRIP): $35,069
Total Return $ (with DRIP): $25,069
Dividend Increase: 8.7% (2.41% CAGR)
Dividend Yield (FWD): 2.42% ($1.00)
CMTV 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
CMTV Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
CMTV Price CAGR:1Y: 83.61%2Y: 60.22%5Y: 16.21%10Y: 11.04%
CMTV Dividend Charts
CMTV - Dividends
CMTV Dividend CAGR:1Y: 4.00%2Y: 4.08%5Y: 3.32%10Y: 3.32%
CMTV - Dividend Payout Ratio
CMTV Dividend Payout Ratio CAGR:1Y: -11.96%2Y: 48.44%5Y: -5.94%10Y: -7.37%
CMTV - Dividend to Free Cash Flow Ratio
CMTV Dividend to FCF Ratio CAGR:1Y: -99.96%2Y: -97.94%5Y: -80.04%10Y: -54.58%

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CMTV Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

CMTV - Revenue
CMTV Revenue CAGR:1Y: -1.92%2Y: 27.49%5Y: 12.66%10Y: 9.62%
CMTV - Earnings Per Share (EPS)
CMTV EPS CAGR:1Y: 16.67%2Y: -30.52%5Y: 8.06%10Y: 12.88%
CMTV - Net Income
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CMTV Net Income CAGR:1Y: 15.47%2Y: -29.90%5Y: 9.09%10Y: 13.92%
CMTV - EBITDA
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CMTV EBITDA CAGR:1Y: 15.39%2Y: 0.00%5Y: 8.13%10Y: 0.00%
CMTV - Free Cash Flow
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CMTV Free Cash Flow CAGR:1Y: 228,293.60%2Y: 4,944.99%5Y: 414.19%10Y: 132.34%
CMTV - Free Cash Flow / Share
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CMTV Free Cash Flow / Share CAGR:1Y: 17.85%2Y: 13.15%5Y: 12.02%10Y: 7.77%
CMTV - Operating Income
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CMTV Operating Income CAGR:1Y: 16.31%2Y: -24.18%5Y: 4.71%10Y: 12.29%
CMTV - Gross Profit
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CMTV Gross Profit CAGR:1Y: -0.89%2Y: 5.06%5Y: 4.27%10Y: 5.46%
CMTV - Shares Outstanding
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CMTV Shares Outstanding CAGR:1Y: -0.32%2Y: 1.12%5Y: 0.94%10Y: 1.10%
CMTV - Share Buybacks
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CMTV Share Buybacks CAGR:1Y: -94.81%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CMTV - Stock-Based Comp
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CMTV Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
CMTV - Expenses
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CMTV Expenses CAGR:1Y: 42.97%2Y: -39.03%5Y: -6.76%10Y: 34.45%
CMTV - Revenue vs Net Income
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CMTV - EPS vs FCF / Share
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CMTV - EPS vs PE Ratio
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CMTV - FCF vs FCF / Share
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CMTV - FCF vs Stock Based Comp
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CMTV - Cash & Debt
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Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

CMTV - REVENUE: Actual + Estimates
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CMTV Actual Revenue CAGR:1Y: -1.92%2Y: 27.49%5Y: 12.66%10Y: 9.62%
CMTV - EPS: Actual + Estimates
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CMTV Actual EPS CAGR:1Y: 16.67%2Y: -30.52%5Y: 8.06%10Y: 12.88%
CMTV - NET INCOME: Actual + Estimates
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CMTV Actual Net Income CAGR:1Y: 15.47%2Y: -29.90%5Y: 9.09%10Y: 13.92%
CMTV - EBITDA: Actual + Estimates
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CMTV Actual EBITDA CAGR:1Y: 15.39%2Y: 0.00%5Y: 8.13%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

CMTV - Net Profit Margin
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CMTV Net Profit Margin CAGR:1Y: 17.73%2Y: -45.01%5Y: -3.17%10Y: 3.93%
CMTV - Gross Profit Margin
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CMTV Gross Profit Margin CAGR:1Y: 1.04%2Y: -17.59%5Y: -7.45%10Y: -3.80%
CMTV - Price to Earnings
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CMTV Price to Earnings CAGR:1Y: 67.57%2Y: 133.21%5Y: 4.48%10Y: -1.68%
CMTV - Price To Sales Ratio
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CMTV Price To Sales Ratio CAGR:1Y: 98.68%2Y: 28.40%5Y: 1.22%10Y: 2.20%
CMTV - Return on Capital Employed
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CMTV Return on Capital Employed CAGR:1Y: -99.85%2Y: -93.40%5Y: -61.95%10Y: -35.22%
CMTV - Return on Invested Capital
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CMTV Return on Invested Capital CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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CMTV Dividends Info:

Annual Dividend: $1.04
Forward Yield: 2.52%
Ex-Dividend Date: 2026-10-15
Lifetime Dividends / Share: $4.08

CMTV Dividend History: Dates, Payments & Yield list

Below is a schedule of all CMTV dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
10/15/202611/02/2026$0.2602.53%0%$0.00
07/15/202608/03/2026$0.2502.52%2.5%$39.96
04/24/202605/01/2026$0.2502.54%2.47%$40.56
04/15/202605/01/2026$0.2502.79%2.47%$40.56
01/15/202602/02/2026$0.2503.57%3.21%$31.20
10/15/202511/03/2025$0.2504.44%4.31%$23.20
07/15/202508/01/2025$0.2404.74%4.29%$22.39
04/15/202505/01/2025$0.2405.59%5.48%$17.53
01/15/202502/03/2025$0.2405.78%5.41%$17.75
10/15/202411/01/2024$0.2405.51%5.81%$16.51
07/15/202408/01/2024$0.2306.09%5.75%$16.00
04/12/202405/01/2024$0.2305.56%5.77%$15.95
01/11/202402/01/2024$0.2305.2%5.05%$18.20
10/12/202311/01/2023$0.2305.75%5.11%$18.00
07/13/202308/01/2023$0.2305.11%5.13%$17.93
04/13/202305/01/2023$0.2304.72%4.97%$18.51
01/12/202301/16/2023$0.2304.13%4.13%$22.25

Projected Future Returns & Dividends for CMTV

Based on past 10-year performance, here are CMTV growth metrics:

Share price CAGR of +11.04%
Dividend CAGR of +3.28%

Using CMTV CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

CMTV (DRIP)CMTV - No DRIP
Current Price$41.33$41.33
Start Shares241.95241.95
Start Value$10,000$10,000
  
After 10 years:
Final Share Count291.17241.95
Dividends Payment$0.36$0.36
Annual Dividends$418$348
Yield on cost4.18%3.48%
Share Price$117.80$117.80
Total Dividends$3,254$2,923
Final Value$34,301$31,426

Estimated Future Value + Dividends - CMTV

NOTE: Above numbers are our estimate based on CMTV's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Community Bancorp (CMTV) had its IPO on 1999-02-02, and is traded on NASDAQ stock exchange.

Community Bancorp serves as the parent entity for Community National Bank, offering a broad spectrum of retail banking solutions. These services cater to the financial requirements of individual consumers, businesses, non-profit organizations, and local government bodies. For personal banking, the institution provides checking and savings accounts, convenient ATM and debit/credit card access, night deposit boxes, and contemporary online, mobile, and telephone banking platforms. Business clients benefit from diverse credit facilities, such as financing for commercial real estate, equipment, inventory, and accounts receivable, in addition to letters of credit. Their business offerings also include various checking and deposit accounts, sophisticated cash management services, repurchase agreements, ACH and wire transfer capabilities, and remote deposit capture. The bank specializes in commercial real estate lending, extending credit to commercial developers and investors, residential builders, and community development entities. This encompasses funding for land acquisition, construction ventures, development of residential or commercial properties for investment, real estate-secured financing for existing businesses, and support for emerging startups and small enterprises. Residential customers can secure both fixed and adjustable-rate mortgages, as well as home equity loans. Furthermore, the company provides retail credit for personal expenses, automobiles, and recreational vehicles. For state and local governments, educational institutions, charities, membership organizations, and other non-profit associations, Community Bancorp delivers customized municipal and institutional banking products, including deposit accounts, tax-exempt loans, lines of credit, term loans, and collateralized secured deposit services. The company's operations are centered around its main office in Derby, Vermont, supported by eleven additional branch locations strategically situated across northeastern and central Vermont. Established in 1851, Community Bancorp's corporate headquarters are located in Derby, Vermont.

CMTV website: https://www.communitybancorpvt.com


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DCF Model — CMTV

Value from:
Pay up to today
—
vs current price $41.33
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →