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GWRE | NYSE

$164.74 -$2.58 | -1.54%
TREND SIGNAL:Signal available — unlock to view |2026-10-09

Company Overview:

Market Cap: $13.51B
Trailing PE: —
FWD PE: —
Payout Ratio (TTM): —
52-Week Range: $102.30 - $255.89

10 Year GWRE Performance Metrics:

Total Return (with DRIP): 182.2% (10.93% CAGR)
Total Return (no DRIP): 182.2% (10.93% CAGR)
Share Price: 182.2% (10.93% CAGR)
Yield on Cost (with DRIP): —
Total Invested: $10,000
Total Value (with DRIP): $28,219
Total Return $ (with DRIP): $18,219
GWRE Total Return
1M 3M 6M YTD 1Y 3Y 5Y 10Y
GWRE Price Chart
1M 3M 6M YTD 1Y 3Y 5Y 10Y All

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GWRE Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

GWRE - Revenue
GWRE Revenue CAGR:1Y: 26.93%2Y: 24.41%5Y: 17.84%10Y: 14.19%
GWRE - Earnings Per Share (EPS)
GWRE EPS CAGR:1Y: -62.96%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Net Income
GWRE Net Income CAGR:1Y: -64.19%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - EBITDA
GWRE EBITDA CAGR:1Y: -48.01%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Free Cash Flow
GWRE Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Free Cash Flow / Share
GWRE Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Operating Income
GWRE Operating Income CAGR:1Y: 585.70%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Gross Profit
GWRE Gross Profit CAGR:1Y: 29.53%2Y: 28.99%5Y: 26.90%10Y: 14.74%
GWRE - Shares Outstanding
GWRE Shares Outstanding CAGR:1Y: 0.08%2Y: 2.07%5Y: 0.55%10Y: 1.74%
GWRE - Share Buybacks
GWRE Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 8.36%10Y: 0.00%
GWRE - Stock-Based Comp
GWRE Stock-Based Comp CAGR:1Y: 11.83%2Y: 10.97%5Y: 9.84%10Y: 10.79%
GWRE - Expenses
GWRE Expenses CAGR:1Y: 810.38%2Y: 25.72%5Y: -7.85%10Y: 16.62%
GWRE - Revenue by Segment
GWRE Revenue CAGR:1Y: 26.93%2Y: 24.41%5Y: 17.84%10Y: 14.19%
GWRE - Revenue by Region
GWRE Revenue CAGR:1Y: 26.93%2Y: 24.41%5Y: 17.84%10Y: 14.19%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

GWRE - REVENUE: Actual + Estimates
GWRE Actual Revenue CAGR:1Y: 26.93%2Y: 24.41%5Y: 17.84%10Y: 14.19%
GWRE - EPS: Actual + Estimates
GWRE Actual EPS CAGR:1Y: -62.96%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - NET INCOME: Actual + Estimates
GWRE Actual Net Income CAGR:1Y: -64.19%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - EBITDA: Actual + Estimates
GWRE Actual EBITDA CAGR:1Y: -48.01%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

GWRE - Net Profit Margin
GWRE Net Profit Margin CAGR:1Y: -71.79%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Gross Profit Margin
GWRE Gross Profit Margin CAGR:1Y: 2.04%2Y: 3.68%5Y: 7.69%10Y: 0.48%
GWRE - Price to Earnings
GWRE Price to Earnings CAGR:1Y: 94.65%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Price To Sales Ratio
GWRE Price To Sales Ratio CAGR:1Y: -46.38%2Y: -8.85%5Y: -10.11%10Y: -2.78%
GWRE - Return on Capital Employed
GWRE Return on Capital Employed CAGR:1Y: 600.55%2Y: 0.00%5Y: 0.00%10Y: 0.00%
GWRE - Return on Invested Capital
GWRE Return on Invested Capital CAGR:1Y: 517.96%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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Projected Future Returns & Dividends for GWRE

Based on past 10-year performance, here are GWRE growth metrics:

Share price CAGR of +10.9%
Dividend CAGR of +0%

Using GWRE CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

GWRE (DRIP)GWRE - No DRIP
Current Price$164.74$164.74
Start Shares60.7060.70
Start Value$10,000$10,000
  
After 10 years:
Final Share Count60.7060.70
Dividends Payment$0.00$0.00
Annual Dividends$0$0
Yield on cost0.00%0.00%
Share Price$164.74$164.74
Total Dividends$0$0
Final Value$10,000$10,000

Estimated Future Value + Dividends - GWRE

NOTE: Above numbers are our estimate based on GWRE's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

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Company Info

Guidewire Software, Inc. (GWRE) had its IPO on 2012-01-25, and is traded on NYSE stock exchange.

Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.

GWRE website: https://www.guidewire.com


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DCF Model — GWRE

Value from:
Pay up to today
—
vs current price $164.74
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →