Hilltop Holdings Inc. HTH | NYSE

Dividends

Company Overview:

Market Cap: $2.06B
Trailing PE: 15x
FWD PE *: 16x
Payout Ratio (TTM): 23.8%
52-Week Range: $32.17 - $40.41

* Forward PE is based on street estimates.

7.3 Year HTH Performance Metrics:

Total Return (with DRIP): 91.9% (9.29% CAGR)
Total Return (no DRIP): 87.0% (8.91% CAGR)
Share Price: 68.8% (7.40% CAGR)
Yield on Cost (with DRIP): 4.68%
Total Invested: $10,000
Total Value (with DRIP): $19,187
Total Return $ (with DRIP): $9,187
Dividend Increase: 150.0% (14.02% CAGR)
Dividend Yield (FWD): 2.44% ($0.88)
HTH 7.3-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
HTH Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
HTH Price CAGR:1Y: 7.80%2Y: 5.35%5Y: -0.55%10Y: 7.40%
HTH Dividend Charts
HTH - Dividends
HTH Dividend CAGR:1Y: -0.42%2Y: -0.42%5Y: -0.42%10Y: -0.42%
HTH - Dividend Payout Ratio
HTH Dividend Payout Ratio CAGR:1Y: 106.95%2Y: 16.58%5Y: 36.95%10Y: 0.00%
HTH - Dividend to Free Cash Flow Ratio
HTH Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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HTH - Chart 1
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HTH - Chart 3

HTH Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

Revenue
HTH Revenue CAGR:1Y: 14.77%2Y: -4.03%5Y: -4.34%10Y: -1.54%
Earnings Per Share (EPS)
HTH EPS CAGR:1Y: -40.54%2Y: -2.20%5Y: -17.48%10Y: -1.84%
Net Income
HTH Net Income CAGR:1Y: -46.65%2Y: -8.43%5Y: -23.15%10Y: -7.09%
EBITDA
HTH EBITDA CAGR:1Y: 62.27%2Y: 47.35%5Y: -6.83%10Y: 1.51%
Free Cash Flow
HTH Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow / Share
HTH Free Cash Flow / Share CAGR:1Y: 102.50%2Y: 5.64%5Y: -9.94%10Y: 21.65%
Operating Income
HTH Operating Income CAGR:1Y: -42.09%2Y: -8.92%5Y: -18.08%10Y: -10.01%
Gross Profit
HTH Gross Profit CAGR:1Y: -10.03%2Y: -1.22%5Y: 0.00%10Y: 0.00%
Shares Outstanding
HTH Shares Outstanding CAGR:1Y: -8.08%2Y: -6.20%5Y: -6.63%10Y: -5.31%
Share Buybacks
HTH Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Stock-Based Comp
HTH Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Expenses
HTH Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue vs Net Income
EPS vs FCF / Share
EPS vs PE Ratio
FCF vs FCF / Share
FCF vs Stock Based Comp
Cash & Debt
Revenue by Segment
HTH Revenue CAGR:1Y: 14.77%2Y: -4.03%5Y: -4.34%10Y: -1.54%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + Estimates
HTH Actual Revenue CAGR:1Y: 14.77%2Y: -4.03%5Y: -4.34%10Y: -1.54%
EPS: Actual + Estimates
HTH Actual EPS CAGR:1Y: -40.54%2Y: -2.20%5Y: -17.48%10Y: -1.84%
NET INCOME: Actual + Estimates
HTH Actual Net Income CAGR:1Y: -46.65%2Y: -8.43%5Y: -23.15%10Y: -7.09%
EBITDA: Actual + Estimates
HTH Actual EBITDA CAGR:1Y: 62.27%2Y: 47.35%5Y: -6.83%10Y: 1.51%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin
HTH Net Profit Margin CAGR:1Y: -40.05%2Y: -4.61%5Y: -19.67%10Y: -5.63%
Gross Profit Margin
HTH Gross Profit Margin CAGR:1Y: -0.74%2Y: 2.93%5Y: -4.61%10Y: -2.33%
Price to Earnings
HTH Price to Earnings CAGR:1Y: 89.52%2Y: 10.32%5Y: 24.89%10Y: 7.23%
Price To Sales Ratio
HTH Price To Sales Ratio CAGR:1Y: 14.09%2Y: 5.69%5Y: 0.48%10Y: 1.27%
Return on Capital Employed
HTH Return on Capital Employed CAGR:1Y: -41.18%2Y: -2.93%5Y: 18.74%10Y: 3.73%
Return on Invested Capital
HTH Return on Invested Capital CAGR:1Y: -44.19%2Y: -4.38%5Y: -18.98%10Y: -9.26%

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HTH Dividends Info:

Annual Dividend: $0.88
Forward Yield: 2.44%
Ex-Dividend Date: 2026-08-07
Lifetime Dividends / Share: $6.81

Projected Future Returns & Dividends for HTH

Based on past 7.3-year performance, here are HTH growth metrics:

Share price CAGR of +7.44%
Dividend CAGR of -0.98%

Using HTH CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

HTH (DRIP)HTH - No DRIP
Current Price$36.08$36.08
Start Shares277.16277.16
Start Value$10,000$10,000
  
After 10 years:
Final Share Count349.80277.16
Dividends Payment$0.20$0.20
Annual Dividends$279$221
Yield on cost2.79%2.21%
Share Price$36.08$36.08
Total Dividends$2,621$2,334
Final Value$12,621$12,334

Estimated Future Value + Dividends - HTH

NOTE: Above numbers are our estimate based on HTH's Dividend and Price CAGR over past 7.3 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Company Info

Hilltop Holdings Inc. (HTH) had its IPO on 2004-02-12, and is traded on NYSE stock exchange.

Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.

HTH website: https://www.hilltop.com


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DCF Model — HTH

Value from:
Pay up to today
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vs current price $36.08
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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
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grows for the next years
Then mature
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every future dollar counted back to today
Pile of today-dollars
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÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →