Kearny Financial Corp. KRNY | NASDAQ

Dividends

Company Overview:

Market Cap: $577.57M
Trailing PE: 15.8x
FWD PE *: 11.2x
Payout Ratio (TTM): 56.4%
52-Week Range: $6.23 - $10.24

* Forward PE is based on street estimates.

10 Year KRNY Performance Metrics:

Total Return (with DRIP): -8.1% (-0.84% CAGR)
Total Return (no DRIP): -13.7% (-1.46% CAGR)
Share Price: -38.8% (-4.79% CAGR)
Yield on Cost (with DRIP): 4.42%
Total Invested: $10,000
Total Value (with DRIP): $9,189
Total Return $ (with DRIP): -$811
Dividend Increase: 266.7% (13.97% CAGR)
Dividend Yield (FWD): 4.81% ($0.44)
KRNY 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
KRNY Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
KRNY Price CAGR:1Y: 41.64%2Y: 4.68%5Y: -7.57%10Y: -4.79%
KRNY Dividend Charts
KRNY - Dividends
KRNY Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 13.87%
KRNY - Dividend Payout Ratio
KRNY Dividend Payout Ratio CAGR:1Y: -7.38%2Y: -22.50%5Y: 13.13%10Y: 6.55%
KRNY - Dividend to Free Cash Flow Ratio
KRNY Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Build Custom Charts
KRNY - Chart 1
KRNY - Chart 2
KRNY - Chart 3

KRNY Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

Revenue
KRNY Revenue CAGR:1Y: 105.35%2Y: 0.88%5Y: 10.87%10Y: 12.87%
Earnings Per Share (EPS)
KRNY EPS CAGR:1Y: 6.67%2Y: 28.04%5Y: -9.25%10Y: 12.33%
Net Income
KRNY Net Income CAGR:1Y: 5.66%2Y: 28.40%5Y: -12.62%10Y: 7.97%
EBITDA
KRNY EBITDA CAGR:1Y: 332.78%2Y: 159.89%5Y: 9.38%10Y: 13.21%
Free Cash Flow
KRNY Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow / Share
KRNY Free Cash Flow / Share CAGR:1Y: 715.45%2Y: 179.17%5Y: 17.05%10Y: 10.82%
Operating Income
KRNY Operating Income CAGR:1Y: 5.84%2Y: 32.84%5Y: -18.21%10Y: -2.09%
Gross Profit
KRNY Gross Profit CAGR:1Y: 1.88%2Y: 9.66%5Y: 0.00%10Y: 0.00%
Shares Outstanding
KRNY Shares Outstanding CAGR:1Y: 0.97%2Y: 0.91%5Y: -3.14%10Y: -3.01%
Share Buybacks
KRNY Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Stock-Based Comp
KRNY Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Expenses
KRNY Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue vs Net Income
EPS vs FCF / Share
EPS vs PE Ratio
FCF vs FCF / Share
FCF vs Stock Based Comp
Cash & Debt
Revenue by Segment
KRNY Revenue CAGR:1Y: 105.35%2Y: 0.88%5Y: 10.87%10Y: 12.87%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + Estimates
KRNY Actual Revenue CAGR:1Y: 105.35%2Y: 0.88%5Y: 10.87%10Y: 12.87%
EPS: Actual + Estimates
KRNY Actual EPS CAGR:1Y: 6.67%2Y: 28.04%5Y: -9.25%10Y: 12.33%
NET INCOME: Actual + Estimates
KRNY Actual Net Income CAGR:1Y: 5.66%2Y: 28.40%5Y: -12.62%10Y: 7.97%
EBITDA: Actual + Estimates
KRNY Actual EBITDA CAGR:1Y: 332.78%2Y: 159.89%5Y: 9.38%10Y: 13.21%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin
KRNY Net Profit Margin CAGR:1Y: 4.37%2Y: 27.30%5Y: -21.19%10Y: -4.34%
Gross Profit Margin
KRNY Gross Profit Margin CAGR:1Y: 0.67%2Y: 8.71%5Y: -13.05%10Y: -6.75%
Price to Earnings
KRNY Price to Earnings CAGR:1Y: 30.71%2Y: -9.79%5Y: 4.03%10Y: -13.76%
Price To Sales Ratio
KRNY Price To Sales Ratio CAGR:1Y: 38.58%2Y: 15.13%5Y: -17.92%10Y: -17.46%
Return on Capital Employed
KRNY Return on Capital Employed CAGR:1Y: 5.86%2Y: 40.52%5Y: -3.41%10Y: 6.87%
Return on Invested Capital
KRNY Return on Invested Capital CAGR:1Y: 10.62%2Y: 40.38%5Y: -14.77%10Y: -1.51%

Compare stocks side-by-side

KRNY Dividends Info:

Annual Dividend: $0.44
Forward Yield: 4.81%
Ex-Dividend Date: 2026-11-04
Lifetime Dividends / Share: $4.86

Projected Future Returns & Dividends for KRNY

Based on past 10-year performance, here are KRNY growth metrics:

Share price CAGR of -4.79%
Dividend CAGR of +18.8%

Using KRNY CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

KRNY (DRIP)KRNY - No DRIP
Current Price$9.15$9.15
Start Shares1,092.901,092.90
Start Value$10,000$10,000
  
After 10 years:
Final Share Count3,902.601,092.90
Dividends Payment$0.34$0.34
Annual Dividends$5,246$1,469
Yield on cost52.46%14.69%
Share Price$5.60$5.60
Total Dividends$18,764$9,884
Final Value$21,855$16,005

Estimated Future Value + Dividends - KRNY

NOTE: Above numbers are our estimate based on KRNY's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Company Info

Kearny Financial Corp. (KRNY) had its IPO on 2005-02-24, and is traded on NASDAQ stock exchange.

Kearny Financial Corp. serves as the parent entity for Kearny Bank, providing a diverse array of banking and financial services across the United States. The institution offers a comprehensive suite of deposit products, including both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Furthermore, Kearny Bank extends various lending options, such as mortgages for multi-family and commercial real estate, business term loans and credit lines, primary mortgages for single- to four-family residences, and home equity loans and lines of credit. It also provides financing for the construction or renovation of one-to-four family homes, commercial properties, or multi-family dwellings, alongside overdraft facilities and personal loans. Beyond these, the corporation engages in investment activities. As of August 18, 2021, its operations included 48 branch offices located throughout northern and central New Jersey, in addition to Brooklyn and Staten Island, New York. The company, established in 1884, has its headquarters in Fairfield, New Jersey.

KRNY website: https://www.kearnybank.com


Loading signals…

DCF Model — KRNY

Value from:
Pay up to today
—
vs current price $9.15
—
Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →