MS&AD Insurance Group Holdings, Inc. MSADF | OTC
$32.37
$1.91 | 6.27%
SIGNAL:
|2026-09-29
|F&G 51
|RSI 44.4
|2026-09-29
|F&G 51
|RSI 44.4
Company Overview:
Market Cap:
$43.50B
Trailing PE:
0.1x
FWD PE *:
0.1x
Payout Ratio (TTM):
0.0%
52-Week Range:
$19.57 - $35.00
* Forward PE is based on street estimates.
10 Year MSADF Performance Metrics:
Total Return (with DRIP):
436.4% (18.29% CAGR)
Total Return (no DRIP):
307.0% (15.07% CAGR)
Share Price:
231.3% (12.73% CAGR)
Yield on Cost (with DRIP):
17.90%
Total Invested:
$10,000
Total Value (with DRIP):
$53,644
Total Return $ (with DRIP):
$43,644
Dividend Increase:
169.6% (10.43% CAGR)
Dividend Yield (FWD):
3.34% ($1.08)
MSADF 10-yr Total Return ($10K invested)
1M
3M
6M
YTD
1Y
3Y
5Y
10Y
MSADF Share Price
1M
3M
6M
YTD
1Y
3Y
5Y
10Y
All
MSADF Price CAGR:1Y: 39.29%2Y: 18.97%5Y: 22.78%10Y: 12.73%
MSADF Dividend Charts
MSADF Dividend CAGR:1Y: 10.78%2Y: 5.63%5Y: 18.54%10Y: 10.22%
MSADF Dividend Payout Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
MSADF Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
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MSADF Fundamentals: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:
MSADF Revenue CAGR:1Y: 13.92%2Y: 1,328.89%5Y: 11.61%10Y: 5.91%
MSADF EPS CAGR:1Y: 49.00%2Y: 30.57%5Y: 221.42%10Y: 26.42%
MSADF Net Income CAGR:1Y: 46.44%2Y: 1,503.43%5Y: 22.40%10Y: 23.97%
MSADF EBITDA CAGR:1Y: 21,204.36%2Y: 1,516.93%5Y: 21.88%10Y: 24.55%
MSADF Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
MSADF Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
MSADF Operating Income CAGR:1Y: -74.07%2Y: 1,512.76%5Y: 20.96%10Y: 7.66%
MSADF Gross Profit CAGR:1Y: -55.36%2Y: 1,104.43%5Y: -4.37%10Y: -2.03%
MSADF Shares Outstanding CAGR:1Y: -99.39%2Y: -92.40%5Y: -64.72%10Y: -41.06%
MSADF Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
MSADF Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
MSADF Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:
MSADF Actual Revenue CAGR:1Y: 13.92%2Y: 1,328.89%5Y: 11.61%10Y: 5.91%
MSADF Actual EPS CAGR:1Y: 49.00%2Y: 30.57%5Y: 221.42%10Y: 26.42%
MSADF Actual Net Income CAGR:1Y: 46.44%2Y: 1,503.43%5Y: 22.40%10Y: 23.97%
MSADF Actual EBITDA CAGR:1Y: 21,204.36%2Y: 1,516.93%5Y: 21.88%10Y: 24.55%
Ratios, Profit Margins & Return on Capital:
MSADF Net Profit Margin CAGR:1Y: 31.64%2Y: 12.21%5Y: 9.54%10Y: 9.11%
MSADF Gross Profit Margin CAGR:1Y: -32.24%2Y: -15.70%5Y: -7.10%10Y: 0.00%
MSADF Price to Earnings CAGR:1Y: -12.35%2Y: -18.36%5Y: 30.76%10Y: 3.33%
MSADF Price To Sales Ratio CAGR:1Y: 15.40%2Y: -8.39%5Y: 15.78%10Y: 11.53%
MSADF Return on Capital Employed CAGR:1Y: 29.57%2Y: 14.21%5Y: 15.01%10Y: 9.88%
MSADF Return on Invested Capital CAGR:1Y: 48.92%2Y: 12.16%5Y: 14.79%10Y: 9.48%
MSADF Dividends Info:
Annual Dividend:
$1.0795
Forward Yield:
3.33%
Ex-Dividend Date:
2027-03-30
Lifetime Dividends / Share:
$10.57
MSADF Dividend History: Dates, Payments & Yield list
Below is a schedule of all MSADF dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield
| Ex-Date | Payment Date | Amount | Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 03/30/2027 | 03/30/2027 | $0.540 | 3.54% | 0% | $0.00 |
| 09/29/2026 | 10/01/2026 | $0.540 | 3.55% | 3.55% | $30.46 |
| 03/31/2026 | 06/23/2026 | $0.519 | 4.25% | 3.47% | $29.91 |
| 03/30/2026 | 04/01/2026 | $0.514 | 4.22% | 4.22% | $24.38 |
| 09/30/2025 | 12/04/2025 | $0.524 | 4.51% | 4.61% | $22.73 |
| 09/29/2025 | 10/01/2025 | $0.519 | 4.47% | 4.47% | $23.24 |
| 03/31/2025 | 06/24/2025 | $0.484 | 4.33% | 4.58% | $21.12 |
| 03/28/2025 | 03/31/2025 | $0.480 | 4.05% | 4.3% | $22.32 |
| 09/30/2024 | 12/04/2024 | $0.510 | 4.46% | 4.62% | $22.05 |
| 09/27/2024 | 09/30/2024 | $0.501 | 4.67% | 4.38% | $22.87 |
| 03/28/2024 | 04/01/2024 | $0.088 | 0.99% | 0.99% | $17.78 |
| 09/28/2023 | 10/02/2023 | $0.089 | 1.36% | 1.36% | $13.09 |
| 03/30/2023 | 04/03/2023 | $0.084 | 1.52% | 1.63% | $10.27 |
| 09/29/2022 | 12/05/2022 | $0.231 | 4.76% | 4.86% | $9.50 |
| 03/30/2022 | 06/28/2022 | $0.267 | 4.94% | 5.36% | $9.95 |
| 09/29/2021 | 12/06/2021 | $0.246 | 4.23% | 5.16% | $9.52 |
| 03/30/2021 | 06/29/2021 | $0.242 | 4.64% | 4.8% | $10.08 |
| 09/29/2020 | 12/07/2020 | $0.237 | 5.28% | 4.51% | $10.50 |
| 03/30/2020 | 06/26/2020 | $0.231 | 4.18% | 4.88% | $9.49 |
| 09/27/2019 | 12/04/2019 | $0.231 | 4.18% | 4.3% | $10.76 |
| 03/27/2019 | 06/25/2019 | $0.211 | 4.22% | 3.97% | $10.65 |
| 09/26/2018 | 12/05/2018 | $0.206 | 3.75% | 0% | $0.00 |
| 03/28/2018 | 06/26/2018 | $0.204 | 3.87% | 3.69% | $11.05 |
| 09/27/2017 | 12/05/2017 | $0.192 | 3.51% | 3.61% | $10.66 |
| 03/29/2017 | 06/27/2017 | $0.630 | 11.36% | 10.68% | $11.81 |
| 09/28/2016 | 12/06/2016 | $0.166 | 3.39% | 3.15% | $10.52 |
| 03/29/2016 | 06/23/2016 | $0.162 | 3.64% | 3.45% | $9.39 |
| 09/28/2015 | 12/04/2015 | $0.097 | 2.19% | 2.05% | $9.52 |
| 03/27/2015 | 06/23/2015 | $0.101 | 2.12% | 1.95% | $10.35 |
| 09/26/2014 | 12/05/2014 | $0.088 | 2.39% | 2.18% | $8.12 |
| 03/27/2014 | 06/24/2014 | $0.091 | 2.47% | 2.27% | $8.06 |
| 09/26/2013 | 12/10/2013 | $0.094 | 2.14% | 2.16% | $8.75 |
| 03/27/2013 | 06/27/2013 | $0.095 | 2.57% | 2.28% | $8.37 |
| 09/26/2012 | 12/07/2012 | $0.116 | 3.92% | 4% | $5.78 |
| 03/28/2012 | 06/27/2012 | $0.109 | 3.21% | 4.01% | $5.43 |
| 09/28/2011 | 12/09/2011 | $0.118 | 3.28% | 3.86% | $6.10 |
| 03/29/2011 | 06/30/2011 | $0.109 | 2.83% | 2.82% | $7.74 |
| 09/28/2010 | 12/10/2010 | $0.107 | 2.79% | 2.81% | $7.63 |
| 03/29/2010 | 06/30/2010 | $0.097 | 2.15% | 2.62% | $7.42 |
| 09/25/2009 | 12/10/2009 | $0.100 | 2.18% | 2.22% | $9.02 |
| 03/26/2009 | 06/26/2009 | $0.091 | 2.26% | 2.06% | $8.83 |
| 09/25/2008 | 12/11/2008 | $0.085 | 0.75% | 1.09% | $7.80 |
| 09/25/2007 | 12/13/2007 | $0.020 | 0.14% | 0% | $0.00 |
| 03/27/2007 | 06/28/2007 | $0.023 | 0.14% | 0.13% | $17.05 |
| 09/26/2006 | 12/14/2006 | $0.017 | 0.1% | 0% | $0.00 |
| 03/28/2006 | 06/29/2006 | $0.026 | 0.16% | 0% | $0.00 |
| 03/28/2005 | 06/29/2005 | $0.030 | 0.23% | 0% | $0.00 |
| 03/26/2004 | 06/30/2004 | $0.027 | 0.2% | 0% | $0.00 |
| 03/26/2003 | 06/30/2003 | $0.021 | 0% | 0% | $0.00 |
| 03/26/2002 | 06/28/2002 | $0.019 | 0% | 0% | $0.00 |
| 03/27/2001 | 06/29/2001 | $0.019 | 0% | 0% | $0.00 |
| 03/28/2000 | 06/30/2000 | $0.022 | 0% | 0% | $0.00 |
Projected Future Returns & Dividends for MSADF
Based on past 10-year performance, here are MSADF growth metrics:
Share price CAGR of +12.73%
Dividend CAGR of +10.78%
Using MSADF CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:
| MSADF (DRIP) | MSADF - No DRIP | |
|---|---|---|
| Current Price | $32.37 | $32.37 |
| Start Shares | 308.93 | 308.93 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 419.68 | 308.93 |
| Dividends Payment | $1.50 | $1.50 |
| Annual Dividends | $1,261 | $928 |
| Yield on cost | 12.61% | 9.28% |
| Share Price | $107.25 | $107.25 |
| Total Dividends | $6,600 | $5,518 |
| Final Value | $45,010 | $38,650 |
Estimated Future Value + Dividends - MSADF
NOTE: Above numbers are our estimate based on MSADF's Dividend and Price CAGR over past 10 years.
These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.
We cannot guarantee that your actual returns will meet these estimates.
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Company Info
MS&AD Insurance Group Holdings, Inc. (MSADF) had its IPO on 2008-04-08, and is traded on OTC stock exchange.
MS&AD Insurance Group Holdings, Inc. operates as a global insurance holding company, offering a wide array of insurance and financial services. Its diverse portfolio encompasses various non-life insurance products, including coverage for fire and associated risks, marine activities, personal accidents, and both optional and mandatory automobile liabilities. The company also provides life insurance and reinsurance capabilities. Additionally, it offers specialized risk-related services. Established in 1918, the organization was previously known as Mitsui Sumitomo Insurance Group Holdings, Inc., before rebranding to its current name in April 2010. Its primary offices are situated in Tokyo, Japan.
MSADF website: https://www.ms-ad-hd.com
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DCF Model — MSADF
Value from:
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The full DCF valuation — fair value, implied growth and the price path — is a paid feature.
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Pay up to today
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vs current price $32.37
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Cash flow & implied price by year
FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.
EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.
Free cash flow today
—
grows for the next years
Then mature
—
every future dollar counted back to today
Pile of today-dollars
—
÷ shares
Implied price path
| Year | FCF | Implied price |
|---|
Sensitivity — fair value: growth ↓ × target return →
