SmartFinancial Inc. SMBK | NYSE

Dividends

Company Overview:

Market Cap: $0
Trailing PE: —
FWD PE: —
Payout Ratio (TTM): 9.8%
52-Week Range: $34.50 - $54.14

10 Year SMBK Performance Metrics:

Total Return (with DRIP): 192.5% (11.38% CAGR)
Total Return (no DRIP): 183.2% (11.02% CAGR)
Share Price: 173.1% (10.61% CAGR)
Yield on Cost (with DRIP): 1.09%
Total Invested: $10,000
Total Value (with DRIP): $29,255
Total Return $ (with DRIP): $19,255
Dividend Increase: 260.0% (21.09% CAGR)
Dividend Yield (FWD): 0.00% ($0.00)
SMBK 10-yr Total Return ($10K invested)
1M 3M 6M YTD 1Y 3Y 5Y 10Y
SMBK Share Price
1M 3M 6M YTD 1Y 3Y 5Y 10Y All
SMBK Price CAGR:1Y: 37.43%2Y: 20.39%5Y: 13.27%10Y: 11.03%
SMBK Dividend Charts
SMBK - Dividends
SMBK Dividend CAGR:1Y: 9.92%2Y: 5.43%5Y: 8.05%10Y: 7.76%
SMBK - Dividend Payout Ratio
SMBK Dividend Payout Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
SMBK - Dividend to Free Cash Flow Ratio
SMBK Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Build Custom Charts
SMBK - Chart 1
SMBK - Chart 2
SMBK - Chart 3

SMBK Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

Revenue
SMBK Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Earnings Per Share (EPS)
SMBK EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Net Income
SMBK Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
EBITDA
SMBK EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow
SMBK Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Free Cash Flow / Share
SMBK Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Operating Income
SMBK Operating Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Gross Profit
SMBK Gross Profit CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Shares Outstanding
SMBK Shares Outstanding CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Share Buybacks
SMBK Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Stock-Based Comp
SMBK Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Expenses
SMBK Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Revenue vs Net Income
EPS vs FCF / Share
EPS vs PE Ratio
FCF vs FCF / Share
FCF vs Stock Based Comp
Cash & Debt

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + Estimates
SMBK Actual Revenue CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
EPS: Actual + Estimates
SMBK Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
NET INCOME: Actual + Estimates
SMBK Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
EBITDA: Actual + Estimates
SMBK Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin
SMBK Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Gross Profit Margin
SMBK Gross Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Price to Earnings
SMBK Price to Earnings CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Price To Sales Ratio
SMBK Price To Sales Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Return on Capital Employed
SMBK Return on Capital Employed CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
Return on Invested Capital
SMBK Return on Invested Capital CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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SMBK Dividends Info:

Annual Dividend: $0.36
Forward Yield: 0.74%
Ex-Dividend Date: 2026-07-31
Lifetime Dividends / Share: $12.97

Projected Future Returns & Dividends for SMBK

Based on past 10-year performance, here are SMBK growth metrics:

Share price CAGR of +11.03%
Dividend CAGR of +21.09%

Using SMBK CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

SMBK (DRIP)SMBK - No DRIP
Current Price$48.47$48.47
Start Shares206.31206.31
Start Value$10,000$10,000
  
After 10 years:
Final Share Count230.99206.31
Dividends Payment$0.61$0.61
Annual Dividends$564$503
Yield on cost5.64%5.03%
Share Price$138.03$138.03
Total Dividends$2,170$2,035
Final Value$31,885$30,513

Estimated Future Value + Dividends - SMBK

NOTE: Above numbers are our estimate based on SMBK's Dividend and Price CAGR over past 10 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Company Info

SmartFinancial Inc. (SMBK) had its IPO on , and is traded on NYSE stock exchange.

SmartFinancial Inc. is a bank holding company headquartered in Knoxville, Tennessee. Through its primary subsidiary, SmartBank, the company provides a broad range of banking and financial services to individuals and businesses across its operating markets. Its offerings include deposit accounts, commercial and consumer lending, real estate and construction financing, mortgage origination, wealth management, insurance, and digital banking services. SmartFinancial serves customers through a network of branches and loan production offices, with a strong focus on relationship-based banking for commercial clients, small businesses, and retail customers. The company plays a regional role in the financial sector by supporting everyday banking needs, business credit demand, and treasury-oriented services through a diversified community banking platform.

SMBK website: https://www.smartbank.com


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DCF Model — SMBK

Value from:
Pay up to today
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vs current price $48.47
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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today
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grows for the next years
Then mature
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every future dollar counted back to today
Pile of today-dollars
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÷ shares
Implied price path
YearFCFImplied price
Sensitivity — fair value: growth ↓ × target return →