WaFd, Inc. (WAFDP) Stock: Dividends & Earnings

Company Overview:

Market Cap: $2.18B

Trailing PE: 4.3x

FWD PE *: 4.4x

Payout Ratio (TTM): 27.8%

52-Week Range: $14.15 - $17.49

* Forward PE is based on street estimates.

5.8 Year WAFDP Performance Metrics:

Total Return (with DRIP): -23.1% (-4.44% CAGR)

Total Return (no DRIP): -22.2% (-4.26% CAGR)

Share Price: -43.5% (-9.42% CAGR)

Yield on Cost (with DRIP): 6.55%

Total Invested: $10,000

Total Value (with DRIP): $7,690

Total Return $ (with DRIP): -$2,310

Dividend Increase: 0.0% (0.00% CAGR)

Dividend Yield (FWD): 8.52% ($1.22)

WAFDP 5.8-yr Total Return ($10K invested)

1M 3M 6M YTD 1Y 3Y 5Y 10Y

WAFDP Share Price

1M 3M 6M YTD 1Y 3Y 5Y 10Y All

WAFDP Price CAGR:1Y: -13.54%2Y: -10.37%5Y: -11.48%10Y: -9.42%

WAFDP Dividend Charts

WAFDP - Dividends

WAFDP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 5.87%

WAFDP - Dividend Payout Ratio

WAFDP Dividend Payout Ratio CAGR:1Y: -17.66%2Y: -8.87%5Y: -1.80%10Y: 1.65%

WAFDP - Dividend to Free Cash Flow Ratio

WAFDP Dividend to FCF Ratio CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

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WAFDP - Chart 1

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WAFDP Financials: Earnings, Revenue, Cash Flow, Ebitda, Cash/Debt, Shares Float, etc:

Revenue

WAFDP Revenue CAGR:1Y: 98.66%2Y: -2.22%5Y: 17.06%10Y: 9.70%

Earnings Per Share (EPS)

WAFDP EPS CAGR:1Y: 5.56%2Y: 3.46%5Y: 1.09%10Y: 4.49%

Net Income

WAFDP Net Income CAGR:1Y: -1.00%2Y: -0.94%5Y: 2.75%10Y: 3.10%

EBITDA

WAFDP EBITDA CAGR:1Y: 0.92%2Y: 93.35%5Y: 0.72%10Y: 2.08%

Free Cash Flow

WAFDP Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Free Cash Flow / Share

WAFDP Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Operating Income

WAFDP Operating Income CAGR:1Y: -0.70%2Y: -2.25%5Y: 2.91%10Y: 1.67%

Gross Profit

WAFDP Gross Profit CAGR:1Y: 7.17%2Y: 2.61%5Y: 5.43%10Y: 5.10%

Shares Outstanding

WAFDP Shares Outstanding CAGR:1Y: -5.60%2Y: -4.53%5Y: 1.98%10Y: -1.97%

Share Buybacks

WAFDP Share Buybacks CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Stock-Based Comp

WAFDP Stock-Based Comp CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Expenses

WAFDP Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Revenue vs Net Income

EPS vs FCF / Share

EPS vs PE Ratio

FCF vs FCF / Share

FCF vs Stock Based Comp

Cash & Debt

Revenue by Segment

WAFDP Revenue CAGR:1Y: 98.66%2Y: -2.22%5Y: 17.06%10Y: 9.70%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

REVENUE: Actual + Estimates

WAFDP Actual Revenue CAGR:1Y: 98.66%2Y: -2.22%5Y: 17.06%10Y: 9.70%

EPS: Actual + Estimates

WAFDP Actual EPS CAGR:1Y: 5.56%2Y: 3.46%5Y: 1.09%10Y: 4.49%

NET INCOME: Actual + Estimates

WAFDP Actual Net Income CAGR:1Y: -1.00%2Y: -0.94%5Y: 2.75%10Y: 3.10%

EBITDA: Actual + Estimates

WAFDP Actual EBITDA CAGR:1Y: 0.92%2Y: 93.35%5Y: 0.72%10Y: 2.08%

Ratios, Profit Margins & Return on Capital:

Net Profit Margin

WAFDP Net Profit Margin CAGR:1Y: -8.52%2Y: 1.33%5Y: -12.21%10Y: -6.02%

Gross Profit Margin

WAFDP Gross Profit Margin CAGR:1Y: -1.02%2Y: 4.94%5Y: -9.93%10Y: -4.19%

Price to Earnings

WAFDP Price to Earnings CAGR:1Y: -6.39%2Y: -10.43%5Y: -3.74%10Y: -3.19%

Price To Sales Ratio

WAFDP Price To Sales Ratio CAGR:1Y: -14.03%2Y: -9.53%5Y: -15.26%10Y: -9.56%

Return on Capital Employed

WAFDP Return on Capital Employed CAGR:1Y: -40.32%2Y: 4.52%5Y: -5.14%10Y: -1.89%

Return on Invested Capital

WAFDP Return on Invested Capital CAGR:1Y: -10.93%2Y: 5.91%5Y: -5.28%10Y: -0.50%

WAFDP Dividends Info:

Annual Dividend: $1.218752

Forward Yield: 8.52%

Ex-Dividend Date: 2026-09-30

Lifetime Dividends / Share: $6.93

Dividend Safety RatingUnlock Full WAFDP dividend report »

Projected Future Returns & Dividends for WAFDP

Based on past 5.8-year performance, here are WAFDP growth metrics:

Share price CAGR of -9.39%
Dividend CAGR of +5.88%

Using WAFDP CAGR metrics, we can estimate that your initial $10000 investment, over the next 10 years, should grow as follows:

	WAFDP (DRIP)	WAFDP - No DRIP
Current Price	$14.30	$14.30
Start Shares	699.30	699.30
Start Value	$10,000	$10,000

After 10 years:
Final Share Count	4,395.10	699.30
Dividends Payment	$0.53	$0.53
Annual Dividends	$9,342	$1,486
Yield on cost	93.42%	14.86%
Share Price	$5.34	$5.34
Total Dividends	$27,333	$11,148
Final Value	$23,453	$14,880

Estimated Future Value + Dividends - WAFDP

NOTE: Above numbers are our estimate based on WAFDP's Dividend and Price CAGR over past 5.8 years. These numbers should only be considered as "potential future returns"! DRIP assumes reinvesting dividends; No-DRIP assumes collecting dividends as cash.

We cannot guarantee that your actual returns will meet these estimates.

Company Info

WaFd, Inc. (WAFDP) had its IPO on 2021-02-02, and is traded on NASDAQ stock exchange.

WaFd, Inc. operates as a financial institution, offering a comprehensive spectrum of banking and financial services. Its client base is diverse, including both individual consumers and substantial corporate entities, as well as investors and developers in the commercial real estate sector. The company commenced operations on November 15, 1994, and is headquartered in Seattle, Washington.

WAFDP website: https://www.wafdbank.com

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DCF Model — WAFDP

Value from:

EPS (TTM)icompany profit per share over the last 12 months

EPS Growth %ihow fast profit per share grows each of the next 5 years — prefilled with what analysts expect

EPS growth after year 5 (forever)ithe slower pace once the fast 5 years are over — only drives years 6-10 of the price path below

Exit multiple (PE in 5 yrs)iwhat buyers pay per $1 of profit in 2031 — prefilled with today’s forward PE

Desired return %/yrithe yearly return you want from buying today — the S&P has done ~14%/yr, ask for more from a single stock

FCF growth %/yr (next 5 yrs)ihow fast free cash flow grows while the company is still expanding fast

Years of fast FCF growthihow many years the fast growth lasts before the business settles down

FCF growth after year 5 (forever)ithe slow, steady pace once the company is mature — usually 2-3%, near inflation. Must stay below your target return

Risk-free rate %iwhat a 10-yr US treasury pays with zero risk — the floor any risky stock must beat

Your target return %/yrithe yearly return you want for taking this risk — rule of thumb: risk-free rate + extra for risk

FCF base ($M, TTM)ilast 12 months of free cash flow, added up from reported quarters

Include dividends in returnidividends hand you part of the return in cash, so the share price needs to climb less

Pay up to today

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vs current price $14.30

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Cash flow & implied price by year

FCF is negative or missing for this company (common for banks) — the model discounts EPS instead.

EPS is negative or missing for this company — Simple mode uses free cash flow per share instead.

Free cash flow today

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grows for the next years

Then mature

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every future dollar counted back to today

Pile of today-dollars

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÷ shares

Implied price path

Year	FCF	Implied price

Sensitivity — fair value: growth ↓ × target return →

WaFd, Inc. WAFDP | NASDAQ