ATLCP vs PFBC: Earnings, Dividends & Valuation

Atlanticus Holdings Corporation ATLCP | NASDAQ

$20.92 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $1.27 B

PE Ratio: 1.84

52-Week Range: $20 - $24.9

5.4-year Total Return: +23.5%

Dividend Yield (FWD): 9.11%

Preferred Bank PFBC | NASDAQ

$103.78 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $1.23 B

PE Ratio: 9.58

52-Week Range: $81.5 - $112.26

5.4-year Total Return: +85.8%

Dividend Yield (FWD): 3.08%

5.4-year Total Returns with DRIP & Price Chart for ATLCP and PFBC

1Y 2Y 5Y 10Y All

5.4-yr Total Returns ATLCP vs PFBC

	ATLCP	PFBC
Initial Balance	$10,000	$10,000
Initial Price	$24.72	$66.44
Initial Shares	404.53	150.51

Total Dividends	$4,191	$2,289
Last Dividend	$0.476563	$0.8
Estimated Divs	$281 / quarter	$143 / quarter
Yield-on-Cost	7.71%	4.82%
End Shares	590.14 (+185.61)	179.06 (+28.55)
Last Shares Price	$20.92	$103.78
Total End Value	$12,346	$18,583
Total Return	+23.5%	+85.8%
Comparison start date: Jun 14, 2021

ATLCP & PFBC Dividend Charts

Dividend Payments & Yield - ATLCP

ATLCP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: -0.87%10Y: -0.87%

Dividend Payments & Yield - PFBC

PFBC Dividend CAGR:1Y: 5.33%2Y: 6.11%5Y: 15.24%10Y: 16.09%

Dividend Payout Ratio - ATLCP

Dividend Payout Ratio - PFBC

Dividend to Free Cash Flow (FCF) Ratio - ATLCP

Dividend to Free Cash Flow (FCF) Ratio - PFBC

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

ATLCP - Revenue

ATLCP Revenue CAGR:1Y: 650.88%2Y: 154.91%5Y: 43.85%10Y: 45.63%

PFBC - Revenue

PFBC Revenue CAGR:1Y: 67.52%2Y: -2.78%5Y: 19.97%10Y: 16.34%

ATLCP - Earnings Per Share (EPS)

ATLCP EPS CAGR:1Y: 312.71%2Y: 95.82%5Y: 19.97%10Y: 0.00%

PFBC - Earnings Per Share (EPS)

PFBC EPS CAGR:1Y: -3.87%2Y: 5.34%5Y: 9.18%10Y: 14.74%

ATLCP - Net Income

ATLCP Net Income CAGR:1Y: 287.79%2Y: 79.65%5Y: 15.21%10Y: 0.00%

PFBC - Net Income

PFBC Net Income CAGR:1Y: -8.32%2Y: -0.65%5Y: 4.73%10Y: 12.80%

ATLCP - EBITDA

ATLCP EBITDA CAGR:1Y: 544.17%2Y: 141.68%5Y: 31.82%10Y: 0.00%

PFBC - EBITDA

PFBC EBITDA CAGR:1Y: -7.48%2Y: 0.00%5Y: 2.03%10Y: 8.22%

ATLCP - Free Cash Flow

ATLCP Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PFBC - Free Cash Flow

PFBC Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

ATLCP - Free Cash Flow / Share

ATLCP Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

PFBC - Free Cash Flow / Share

PFBC Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

ATLCP - Shares Outstanding

ATLCP Shares Outstanding CAGR:1Y: 0.18%2Y: 1.09%5Y: -1.61%10Y: 3.27%

PFBC - Shares Outstanding

PFBC Shares Outstanding CAGR:1Y: -4.40%2Y: -5.57%5Y: -4.09%10Y: -1.46%

ATLCP - Stock-Based Comp

ATLCP Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: N/A

PFBC - Stock-Based Comp

PFBC Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

ATLCP - Expenses

ATLCP Expenses CAGR:1Y: 55.13%2Y: 74.52%5Y: 27.18%10Y: 28.10%

PFBC - Expenses

PFBC Expenses CAGR:1Y: 13.15%2Y: 8.86%5Y: 7.00%10Y: 9.07%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

ATLCP - REVENUE: Actual + Estimates

ATLCP Actual Revenue CAGR:1Y: 650.88%2Y: 154.91%5Y: 43.85%10Y: 45.63%

PFBC - REVENUE: Actual + Estimates

PFBC Actual Revenue CAGR:1Y: 67.52%2Y: -2.78%5Y: 19.97%10Y: 16.34%

ATLCP - EPS: Actual + Estimates

ATLCP Actual EPS CAGR:1Y: 312.71%2Y: 95.82%5Y: 19.97%10Y: 0.00%

PFBC - EPS: Actual + Estimates

PFBC Actual EPS CAGR:1Y: -3.87%2Y: 5.34%5Y: 9.18%10Y: 14.74%

ATLCP - NET INCOME: Actual + Estimates

ATLCP Actual Net Income CAGR:1Y: 287.79%2Y: 79.65%5Y: 15.21%10Y: 0.00%

PFBC - NET INCOME: Actual + Estimates

PFBC Actual Net Income CAGR:1Y: -8.32%2Y: -0.65%5Y: 4.73%10Y: 12.80%

ATLCP - EBITDA: Actual + Estimates

ATLCP Actual EBITDA CAGR:1Y: 544.17%2Y: 141.68%5Y: 31.82%10Y: 0.00%

PFBC - EBITDA: Actual + Estimates

PFBC Actual EBITDA CAGR:1Y: -7.48%2Y: 0.00%5Y: 2.03%10Y: 8.22%

Ratios, Profit Margins & Return on Capital:

ATLCP - Net Profit Margin

ATLCP Net Profit Margin CAGR:1Y: -12.03%2Y: -29.52%5Y: -19.91%10Y: 0.00%

PFBC - Net Profit Margin

PFBC Net Profit Margin CAGR:1Y: -4.76%2Y: 2.19%5Y: -12.70%10Y: -3.04%

ATLCP - Gross Profit Margin

ATLCP Gross Profit Margin CAGR:1Y: -19.37%2Y: -12.93%5Y: -11.14%10Y: 0.00%

PFBC - Gross Profit Margin

PFBC Gross Profit Margin CAGR:1Y: -0.16%2Y: 3.24%5Y: -11.13%10Y: -5.73%

ATLCP - Price to Earnings

PFBC - Price to Earnings

ATLCP - Price To Sales Ratio

PFBC - Price To Sales Ratio

ATLCP - Return on Capital Employed

PFBC - Return on Capital Employed

ATLCP - Return on Invested Capital

PFBC - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

ATLCP - EPS vs PE Ratio

PFBC - EPS vs PE Ratio

ATLCP - FCF vs FCF/Share

PFBC - FCF vs FCF/Share

ATLCP - EPS vs FCF per Share

PFBC - EPS vs FCF per Share

ATLCP - FCF vs Stock Based Comp

PFBC - FCF vs Stock Based Comp

ATLCP - Revenue vs Net Income

PFBC - Revenue vs Net Income

ATLCP - Cash & Debt

PFBC - Cash & Debt

Dividend History Tables

ATLCP Dividends Info:

Estimated Annual Dividend: $1.906252

Forward Yield: 9.11%

Ex-Dividend Date: 2026-09-01

Lifetime Dividends / Share: $10.03

ATLCP Dividend History: Dates, Payments & Yield list

Below is a schedule of all ATLCP dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/01/2026	09/03/2026	$0.477	8.04%	8.02%	$23.78
06/01/2026	06/03/2026	$0.477	7.96%	7.9%	$24.13
02/27/2026	03/02/2026	$0.477	7.75%	7.87%	$24.22
12/01/2025	12/03/2025	$0.477	7.98%	8.03%	$23.75
08/29/2025	09/01/2025	$0.477	8.04%	7.84%	$24.30
05/30/2025	06/02/2025	$0.477	8.43%	8.32%	$22.92
02/28/2025	03/03/2025	$0.477	8.07%	8.06%	$23.66
11/29/2024	12/02/2024	$0.477	7.94%	7.86%	$24.25
08/30/2024	09/02/2024	$0.477	8.45%	8.34%	$22.87
05/31/2024	06/03/2024	$0.477	8.66%	8.68%	$21.96
02/29/2024	03/04/2024	$0.477	8.49%	8.5%	$22.42
11/30/2023	12/04/2023	$0.477	9.12%	9.13%	$20.88
08/31/2023	09/04/2023	$0.477	9.03%	9.48%	$20.11
05/31/2023	06/02/2023	$0.477	10.05%	10.12%	$18.84
02/28/2023	03/02/2023	$0.477	9.35%	9.62%	$19.81
11/30/2022	12/15/2022	$0.477	8.87%	9.96%	$19.14
08/31/2022	09/15/2022	$0.477	8.47%	8.55%	$22.29
05/31/2022	06/15/2022	$0.483	8.14%	8.46%	$22.85
03/03/2022	03/15/2022	$0.470	7.59%	7.92%	$23.75
11/30/2021	12/15/2021	$0.477	7.75%	7.66%	$24.87
09/02/2021	09/15/2021	$0.498	7.92%	8.01%	$24.86

PFBC Dividends Info:

Estimated Annual Dividend: $3.2

Forward Yield: 3.08%

Ex-Dividend Date: 2026-10-05

Lifetime Dividends / Share: $36.37

PFBC Dividend History: Dates, Payments & Yield list

Below is a schedule of all PFBC dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
10/05/2026	10/07/2026	$0.800	3.04%	3.11%	$103.03
07/07/2026	07/09/2026	$0.800	3.04%	3.05%	$104.96
04/07/2026	04/09/2026	$0.800	3.5%	3.38%	$94.70
01/06/2026	01/08/2026	$0.800	3.36%	3.27%	$98.00
10/07/2025	10/09/2025	$0.750	3.32%	3.36%	$89.34
07/08/2025	07/10/2025	$0.750	3.27%	3.24%	$92.48
04/07/2025	04/09/2025	$0.750	3.98%	3.78%	$79.39
01/09/2025	01/23/2025	$0.750	3.5%	3.49%	$85.95
01/10/2025	01/13/2025	$0.750	3.68%	3.66%	$82.02
10/07/2024	10/09/2024	$0.700	3.51%	3.48%	$80.38
07/05/2024	07/08/2024	$0.700	3.84%	3.82%	$73.31
04/04/2024	04/08/2024	$0.700	3.76%	3.74%	$74.87
01/05/2024	01/08/2024	$0.700	3.92%	3.9%	$71.85
10/05/2023	10/09/2023	$0.550	3.5%	3.49%	$63.07
07/06/2023	07/10/2023	$0.550	3.98%	3.81%	$57.80
04/05/2023	04/07/2023	$0.550	4.2%	4.3%	$51.15
01/05/2023	01/09/2023	$0.550	3.09%	3.06%	$71.84
10/06/2022	10/21/2022	$0.430	2.56%	2.37%	$72.43
07/06/2022	07/21/2022	$0.430	2.48%	2.38%	$72.36
04/06/2022	04/21/2022	$0.430	2.42%	2.39%	$72.04
01/06/2022	01/21/2022	$0.430	2.2%	2.24%	$76.63
10/06/2021	10/21/2021	$0.380	2.22%	2.21%	$68.78
07/06/2021	07/21/2021	$0.380	2.49%	2.54%	$59.82
04/06/2021	04/21/2021	$0.380	2.32%	2.33%	$65.36
01/06/2021	01/21/2021	$0.300	2.3%	2.4%	$49.95
10/06/2020	10/21/2020	$0.300	3.58%	3.49%	$34.40
07/06/2020	07/21/2020	$0.300	2.97%	2.85%	$42.05
04/06/2020	04/21/2020	$0.300	3.72%	3.72%	$32.27
01/06/2020	01/21/2020	$0.300	2.02%	2%	$59.91
10/04/2019	10/21/2019	$0.300	2.27%	2.27%	$52.87
07/05/2019	07/22/2019	$0.300	2.51%	2.32%	$51.71
04/05/2019	04/22/2019	$0.300	0%	2.54%	$47.28
01/07/2019	01/22/2019	$0.300	0%	2.54%	$47.28
10/04/2018	10/19/2018	$0.250	0%	2.12%	$47.28
07/05/2018	07/20/2018	$0.250	0%	2.12%	$47.28
04/06/2018	04/23/2018	$0.220	0%	1.86%	$47.28
01/05/2018	01/22/2018	$0.220	0%	1.86%	$47.28
10/05/2017	10/20/2017	$0.200	0%	1.69%	$47.28
07/05/2017	07/21/2017	$0.200	0%	1.69%	$47.28
04/05/2017	04/21/2017	$0.180	0%	1.52%	$47.28
01/04/2017	01/20/2017	$0.180	0%	1.52%	$47.28
10/05/2016	10/21/2016	$0.150	0%	1.27%	$47.28
07/05/2016	07/21/2016	$0.150	0%	1.27%	$47.28
04/05/2016	04/21/2016	$0.150	0%	1.27%	$47.28
01/05/2016	01/21/2016	$0.150	0%	1.27%	$47.28
10/02/2015	10/20/2015	$0.120	0%	1.02%	$47.28
07/02/2015	07/21/2015	$0.120	0%	1.02%	$47.28
04/02/2015	04/21/2015	$0.120	0%	1.02%	$47.28
01/02/2015	01/20/2015	$0.100	0%	0.85%	$47.28
10/02/2014	10/20/2014	$0.100	0%	0.21%	$47.28
02/10/2009	02/26/2009	$0.400	0%	3.38%	$47.28
11/06/2008	11/25/2008	$0.500	0%	4.23%	$47.28
08/01/2008	08/19/2008	$0.500	0%	4.23%	$47.28
05/02/2008	05/20/2008	$0.500	0%	4.23%	$47.28
02/01/2008	02/19/2008	$0.850	0%	7.19%	$47.28
11/02/2007	11/20/2007	$0.850	0%	7.19%	$47.28
08/03/2007	08/21/2007	$0.850	0%	7.19%	$47.28
05/04/2007	05/22/2007	$0.850	0%	7.19%	$47.28
02/16/2007	03/07/2007	$0.567	0%	4.79%	$47.28
11/03/2006	11/21/2006	$0.667	0%	5.64%	$47.28
08/03/2006	08/21/2006	$0.667	0%	5.64%	$47.28
05/04/2006	05/22/2006	$0.667	0%	5.64%	$47.28
02/08/2006	02/24/2006	$0.667	0%	5.64%	$47.28
10/31/2005	11/16/2005	$0.567	0%	4.79%	$47.28
07/28/2005	08/15/2005	$0.567	0%	1.2%	$47.28
04/25/2005	05/10/2005	$0.500	0%	1.06%	$47.28
01/28/2005	02/02/2005	$0.500	0%	1.06%	$47.28
04/28/2004	05/03/2004	$2.000	0%	4.23%	$47.28
04/29/2003	05/01/2003	$0.800	0%	1.69%	$47.28
04/26/2002	05/01/2002	$1.267	0%	2.68%	$47.28
05/23/2001	05/25/2001	$1.267	0%	2.68%	$47.28

Projected Future Values & Dividends for ATLCP & PFBC

Based on past 5.4 years performance, ATLCP had share price CAGR of -3.04%, and dividend CAGR of +0.00%.

During same period PFBC had share price CAGR of +11.06%, and dividend CAGR of +16.09%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 5.4 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses ATLCP applied at -3.04% price / -3.04% dividend; PFBC applied at 10.00% price / 10.00% dividend.

	ATLCP	PFBC
Start Value	$10,000	$10,000
Start Share Price	$20.92	$103.78
Start Shares	478.01	96.36

After 10 years:	ATLCP	PFBC
Final Share Count	1,176.88	131.00
Dividends Payment	$0.35	$2.07
Annual Dividends	$1,647	$1,087
Share Price	$15.36	$269.18
Total Dividends	$12,486	$5,867
Final Value	$18,079	$35,264

Estimated Future Returns - ATLCP

Estimated Future Returns - PFBC

Estimate Dividend Snowball and total future returns for ATLCP and PFBC with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: ATLCP vs PFBC