FMBL vs JCAP: Earnings, Dividends & Valuation

Farmers & Merchants Bank of Long Beach FMBL | OTC

$9,840.00 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $1.19 B

PE Ratio: 39.15

52-Week Range: $7700 - $9994.98

1.4-year Total Return: +81.6%

Dividend Yield (FWD): 1.14%

Jefferson Capital, Inc. Common Stock JCAP | NASDAQ

$20.88 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $1.20 B

PE Ratio: 7.79

52-Week Range: $15.5 - $24.44

1.4-year Total Return: +18.4%

Dividend Yield (FWD): 4.60%

1.4-year Total Returns with DRIP & Price Chart for FMBL and JCAP

1Y 2Y 5Y 10Y All

1.4-yr Total Returns FMBL vs JCAP

	FMBL	JCAP
Initial Balance	$10,000	$10,000
Initial Price	$5520	$18.54
Initial Shares	1.81	539.37

Total Dividends	$283	$528
Last Dividend	$28	$0.24
Estimated Divs	$52 / quarter	$136 / quarter
Yield-on-Cost	2.03%	5.18%
End Shares	1.85 (+0.04)	566.98 (+27.61)
Last Shares Price	$9840	$20.88
Total End Value	$18,164	$11,839
Total Return	+81.6%	+18.4%
Comparison start date: Jun 26, 2025

FMBL & JCAP Dividend Charts

Dividend Payments & Yield - FMBL

FMBL Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.73%10Y: 1.99%

Dividend Payments & Yield - JCAP

JCAP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Dividend Payout Ratio - FMBL

Dividend Payout Ratio - JCAP

Dividend to Free Cash Flow (FCF) Ratio - FMBL

Dividend to Free Cash Flow (FCF) Ratio - JCAP

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

FMBL - Revenue

FMBL Revenue CAGR:1Y: -61.27%2Y: -38.99%5Y: -11.67%10Y: -2.63%

JCAP - Revenue

JCAP Revenue CAGR:1Y: 22.99%2Y: 29.51%5Y: 104.27%10Y: N/A

FMBL - Earnings Per Share (EPS)

FMBL EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - Earnings Per Share (EPS)

JCAP EPS CAGR:1Y: 38.98%2Y: 14.09%5Y: 17.25%10Y: N/A

FMBL - Net Income

FMBL Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - Net Income

JCAP Net Income CAGR:1Y: 22.15%2Y: 12.72%5Y: 54.32%10Y: N/A

FMBL - EBITDA

FMBL EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - EBITDA

JCAP EBITDA CAGR:1Y: 22.92%2Y: 48.61%5Y: 69.71%10Y: N/A

FMBL - Free Cash Flow

FMBL Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - Free Cash Flow

JCAP Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: N/A

FMBL - Free Cash Flow / Share

FMBL Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - Free Cash Flow / Share

JCAP Free Cash Flow / Share CAGR:1Y: -14.18%2Y: 166.82%5Y: 0.00%10Y: N/A

FMBL - Shares Outstanding

FMBL Shares Outstanding CAGR:1Y: -1.79%2Y: -1.49%5Y: -1.17%10Y: -0.80%

JCAP - Shares Outstanding

JCAP Shares Outstanding CAGR:1Y: -1.43%2Y: -0.70%5Y: 31.60%10Y: N/A

FMBL - Stock-Based Comp

FMBL Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A

JCAP - Stock-Based Comp

JCAP Stock-Based Comp CAGR:1Y: -100.00%2Y: N/A5Y: -100.00%10Y: N/A

FMBL - Expenses

FMBL Expenses CAGR:1Y: 14.24%2Y: 18.91%5Y: 9.03%10Y: 24.94%

JCAP - Expenses

JCAP Expenses CAGR:1Y: -87.47%2Y: -55.10%5Y: -48.78%10Y: N/A

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

FMBL - REVENUE: Actual + Estimates

FMBL Actual Revenue CAGR:1Y: -61.27%2Y: -38.99%5Y: -11.67%10Y: -2.63%

JCAP - REVENUE: Actual + Estimates

JCAP Actual Revenue CAGR:1Y: 22.99%2Y: 29.51%5Y: 104.27%10Y: N/A

FMBL - EPS: Actual + Estimates

FMBL Actual EPS CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - EPS: Actual + Estimates

JCAP Actual EPS CAGR:1Y: 38.98%2Y: 14.09%5Y: 17.25%10Y: N/A

FMBL - NET INCOME: Actual + Estimates

FMBL Actual Net Income CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - NET INCOME: Actual + Estimates

JCAP Actual Net Income CAGR:1Y: 22.15%2Y: 12.72%5Y: 54.32%10Y: N/A

FMBL - EBITDA: Actual + Estimates

FMBL Actual EBITDA CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - EBITDA: Actual + Estimates

JCAP Actual EBITDA CAGR:1Y: 22.92%2Y: 48.61%5Y: 69.71%10Y: N/A

Ratios, Profit Margins & Return on Capital:

FMBL - Net Profit Margin

FMBL Net Profit Margin CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

JCAP - Net Profit Margin

JCAP Net Profit Margin CAGR:1Y: -0.67%2Y: -12.96%5Y: -24.45%10Y: N/A

FMBL - Gross Profit Margin

FMBL Gross Profit Margin CAGR:1Y: -76.80%2Y: -48.43%5Y: -31.18%10Y: -17.04%

JCAP - Gross Profit Margin

JCAP Gross Profit Margin CAGR:1Y: 33.14%2Y: 11.20%5Y: -1.15%10Y: N/A

FMBL - Price to Earnings

JCAP - Price to Earnings

FMBL - Price To Sales Ratio

JCAP - Price To Sales Ratio

FMBL - Return on Capital Employed

JCAP - Return on Capital Employed

FMBL - Return on Invested Capital

JCAP - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

FMBL - EPS vs PE Ratio

JCAP - EPS vs PE Ratio

FMBL - FCF vs FCF/Share

JCAP - FCF vs FCF/Share

FMBL - EPS vs FCF per Share

JCAP - EPS vs FCF per Share

FMBL - FCF vs Stock Based Comp

JCAP - FCF vs Stock Based Comp

FMBL - Revenue vs Net Income

JCAP - Revenue vs Net Income

FMBL - Cash & Debt

JCAP - Cash & Debt

Dividend History Tables

FMBL Dividends Info:

Estimated Annual Dividend: $112

Forward Yield: 1.14%

Ex-Dividend Date: 2026-09-15

Lifetime Dividends / Share: $2,650.00

FMBL Dividend History: Dates, Payments & Yield list

Below is a schedule of all FMBL dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/15/2026	09/17/2026	$28.000	1.13%	1.13%	$9,883.00
06/15/2026	06/17/2026	$28.000	1.29%	1.3%	$8,631.00
03/13/2026	03/16/2026	$28.000	1.35%	1.35%	$8,300.00
11/28/2025	12/01/2025	$43.000	2.15%	2.15%	$7,990.00
09/15/2025	09/17/2025	$28.000	1.64%	1.6%	$7,000.00
06/13/2025	06/16/2025	$28.000	2.02%	2.03%	$5,530.00
03/14/2025	03/17/2025	$28.000	1.94%	1.94%	$5,775.00
11/29/2024	12/02/2024	$15.000	1.04%	1.05%	$5,721.75
09/13/2024	09/16/2024	$28.000	2.22%	2.22%	$5,045.01
06/14/2024	06/17/2024	$28.000	2.38%	2.38%	$4,700.00
03/14/2024	03/18/2024	$28.000	2.43%	2.46%	$4,550.00
11/29/2023	12/01/2023	$15.000	1.24%	1.24%	$4,850.00
09/14/2023	09/18/2023	$28.000	2.2%	2.19%	$5,113.00
06/14/2023	06/16/2023	$28.000	2.05%	2.07%	$5,410.00
03/14/2023	03/16/2023	$28.000	1.85%	1.78%	$6,299.00
11/29/2022	12/15/2022	$43.000	2.23%	2.23%	$7,700.00
09/14/2022	09/30/2022	$28.000	1.39%	1.44%	$7,800.00
06/14/2022	06/30/2022	$28.000	1.47%	1.47%	$7,626.00
03/14/2022	03/31/2022	$28.000	1.38%	1.37%	$8,200.00
11/29/2021	12/15/2021	$42.000	2.05%	2.09%	$8,035.00
09/14/2021	09/30/2021	$27.000	1.34%	1.33%	$8,125.00
06/14/2021	06/30/2021	$27.000	1.32%	1.32%	$8,200.00
03/12/2021	03/31/2021	$27.000	1.44%	1.4%	$7,730.00
11/27/2020	12/15/2020	$42.000	2.59%	2.64%	$6,360.00
09/14/2020	09/30/2020	$27.000	1.8%	1.77%	$6,098.00
06/12/2020	06/30/2020	$27.000	1.79%	1.81%	$5,955.00
03/13/2020	03/31/2020	$27.000	1.62%	1.8%	$6,000.00
11/27/2019	12/13/2019	$42.000	2.14%	2.1%	$7,990.00
09/12/2019	09/27/2019	$27.000	1.39%	1.36%	$7,950.00
06/13/2019	06/28/2019	$27.000	1.33%	1.3%	$8,300.00
03/14/2019	03/29/2019	$27.000	1.35%	1.32%	$8,200.00
11/29/2018	12/14/2018	$52.000	2.5%	2.56%	$8,124.00
09/13/2018	09/28/2018	$23.000	1.11%	1.07%	$8,600.00
06/14/2018	06/29/2018	$23.000	1.11%	1.13%	$8,160.00
03/14/2018	03/30/2018	$23.000	1.14%	1.16%	$7,900.00
11/30/2017	12/15/2017	$50.000	2.56%	2.53%	$7,890.00
09/14/2017	09/29/2017	$23.000	1.18%	1.18%	$7,800.00
06/13/2017	06/30/2017	$23.000	1.2%	1.2%	$7,650.00
03/13/2017	03/31/2017	$23.000	1.21%	1.23%	$7,475.00
11/29/2016	12/15/2016	$50.000	3.03%	3.02%	$6,620.00
09/13/2016	09/30/2016	$23.000	1.47%	1.47%	$6,240.00
06/13/2016	06/30/2016	$23.000	1.52%	1.48%	$6,200.00
03/11/2016	03/31/2016	$23.000	1.52%	1.52%	$6,050.00
11/27/2015	12/15/2015	$53.000	3.45%	3.39%	$6,250.00
09/11/2015	09/30/2015	$22.000	1.46%	1.46%	$6,043.00
06/11/2015	06/30/2015	$22.000	1.45%	1.47%	$6,000.00
03/11/2015	03/31/2015	$22.000	1.47%	1.47%	$5,990.00
11/26/2014	12/15/2014	$48.000	3.2%	3.22%	$5,955.00
09/11/2014	09/30/2014	$22.000	1.46%	1.48%	$5,965.00
06/11/2014	06/30/2014	$22.000	1.53%	1.52%	$5,778.00
03/12/2014	03/31/2014	$22.000	1.54%	1.52%	$5,775.00
11/26/2013	12/13/2013	$48.000	3.63%	3.63%	$5,295.00
09/12/2013	09/30/2013	$22.000	1.73%	1.74%	$5,050.00
06/12/2013	06/28/2013	$22.000	1.8%	1.8%	$4,901.00
03/13/2013	03/29/2013	$22.000	1.8%	1.81%	$4,875.00
11/28/2012	12/14/2012	$51.000	4.58%	4.68%	$4,355.00
09/12/2012	09/28/2012	$21.000	1.89%	1.9%	$4,425.00
06/13/2012	06/29/2012	$21.000	1.95%	1.91%	$4,400.00
03/13/2012	03/30/2012	$21.000	1.98%	1.97%	$4,270.00
11/29/2011	12/15/2011	$46.000	4.38%	4.43%	$4,150.00
09/13/2011	09/30/2011	$21.000	2.11%	2.1%	$4,000.00
06/13/2011	06/30/2011	$21.000	1.97%	1.98%	$4,240.00
03/11/2011	03/31/2011	$21.000	1.99%	2%	$4,200.00
11/30/2010	12/15/2010	$46.000	4.75%	4.72%	$3,900.00
09/13/2010	09/30/2010	$21.000	2.1%	2.1%	$4,000.00
06/11/2010	06/30/2010	$21.000	2.09%	2.07%	$4,050.00
03/11/2010	03/31/2010	$21.000	2.1%	2.05%	$4,100.00
11/27/2009	12/15/2009	$46.000	4.84%	4.91%	$3,750.00
09/11/2009	09/30/2009	$21.000	2.21%	2.14%	$3,920.00
06/11/2009	06/30/2009	$21.000	2.31%	2.37%	$3,550.00
11/26/2003	11/30/-0001	$21.000	2.01%	2.01%	$4,185.00
03/16/2004	11/30/-0001	$17.000	1.4%	1.4%	$4,850.00
06/17/2004	11/30/-0001	$17.000	1.93%	1.92%	$3,532.50
09/13/2004	11/30/-0001	$17.000	1.89%	1.89%	$3,597.17
11/29/2004	11/30/-0001	$22.000	2.08%	2.08%	$4,224.21
03/11/2005	11/30/-0001	$18.000	1.27%	1.27%	$5,675.00
09/25/2003	11/30/-0001	$16.000	2.29%	2.29%	$2,795.88
06/19/2003	11/30/-0001	$16.000	2.52%	2.52%	$2,540.14
03/27/2003	11/30/-0001	$16.000	1.78%	1.78%	$3,600.00
12/16/2002	11/30/-0001	$16.000	2.93%	2.93%	$2,185.76
09/18/2002	11/30/-0001	$16.000	3.1%	3.1%	$2,062.68
06/27/2002	11/30/-0001	$16.000	3.19%	3.19%	$2,004.82
03/26/2002	11/30/-0001	$16.000	2.14%	2.14%	$2,990.00
12/17/2001	11/30/-0001	$20.000	3.04%	3.04%	$2,631.00
06/13/2005	11/30/-0001	$18.000	1.8%	1.8%	$4,001.20
09/19/2005	11/30/-0001	$18.000	1.77%	1.77%	$4,078.36
11/26/2008	11/30/-0001	$46.000	4.84%	4.84%	$3,800.00
09/11/2008	11/30/-0001	$21.000	1.83%	1.83%	$4,600.00
06/12/2008	11/30/-0001	$21.000	1.75%	1.75%	$4,800.00
03/13/2008	11/30/-0001	$21.000	1.26%	1.26%	$6,680.00
11/28/2007	11/30/-0001	$45.000	2.79%	2.79%	$6,445.00
09/12/2007	11/30/-0001	$20.000	1.24%	1.24%	$6,450.00
06/13/2007	11/30/-0001	$20.000	1.18%	1.18%	$6,805.00
03/13/2007	11/30/-0001	$20.000	1.2%	1.2%	$6,650.00
11/29/2006	11/30/-0001	$24.000	2.03%	2.03%	$4,733.06
09/13/2006	11/30/-0001	$19.000	1.68%	1.68%	$4,534.05
06/14/2006	11/30/-0001	$19.000	1.83%	1.83%	$4,154.70
03/13/2006	11/30/-0001	$19.000	1.83%	1.83%	$4,146.74
11/29/2005	11/30/-0001	$23.000	1.61%	1.61%	$5,700.00
03/12/2009	11/30/-0001	$21.000	2.55%	2.55%	$3,300.00

JCAP Dividends Info:

Estimated Annual Dividend: $0.96

Forward Yield: 4.6%

Ex-Dividend Date: 2026-08-24

Lifetime Dividends / Share: $1.20

JCAP Dividend History: Dates, Payments & Yield list

Below is a schedule of all JCAP dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
08/24/2026	08/26/2026	$0.240	4.34%	4.52%	$21.22
05/26/2026	05/28/2026	$0.240	5.55%	5.6%	$17.15
03/24/2026	03/26/2026	$0.240	4.97%	5.02%	$19.14
11/25/2025	11/27/2025	$0.240	4.55%	4.59%	$20.91
08/25/2025	08/27/2025	$0.240	4.93%	4.96%	$19.37

Projected Future Values & Dividends for FMBL & JCAP

Based on past 1.4 years performance, FMBL had share price CAGR of +4.48%, and dividend CAGR of +2.03%.

During same period JCAP had share price CAGR of +8.96%, and dividend CAGR of +0.00%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 1.4 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projected over 3 years — based on JCAP's 1.0 years of history, the shorter of the two.

Projection uses JCAP applied at 0.00% price / 0.00% dividend.

	FMBL	JCAP
Start Value	$10,000	$10,000
Start Share Price	$9,840.00	$20.88
Start Shares	1.02	478.93

After 3 years:	FMBL	JCAP
Final Share Count	1.05	549.33
Dividends Payment	$29.74	$0.24
Annual Dividends	$125	$527
Share Price	$11,221.77	$20.88
Total Dividends	$354	$1,470
Final Value	$11,790	$11,470

Estimated Future Returns - FMBL

Estimated Future Returns - JCAP

Estimate Dividend Snowball and total future returns for FMBL and JCAP with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: FMBL vs JCAP