Compare two stocks side-by-side:

Potomac Bancshares, Inc. PTBS | OTC

$26.38 $0.00 | 0.00%
Market Cap: $109.33 M
PE Ratio: 9.66
52-Week Range: $18.1 - $27.6
10-year Total Return: +248.9%
Dividend Yield (FWD): 2.27%

United Bancshares, Inc. UBOH | OTC

$41.80 $0.00 | 0.00%
Market Cap: $113.10 M
PE Ratio: 8.58
52-Week Range: $33 - $45
10-year Total Return: +185.6%
Dividend Yield (FWD): 2.49%

10-year Total Returns with DRIP & Price Chart for PTBS and UBOH

1Y 2Y 5Y 10Y All
1Y 2Y 5Y 10Y All

10-yr Total Returns PTBS vs UBOH
PTBS UBOH
Initial Balance $10,000 $10,000
Initial Price $8.73 $19.2
Initial Shares 1145.48 520.83
 
Total Dividends $3,084 $3,912
Last Dividend $0.15 $0.26
Estimated Divs $198 / quarter $178 / quarter
Yield-on-Cost 6.87% 5.42%
End Shares 1322.61 (+177.13) 683.33 (+162.5)
Last Shares Price $26.38 $41.8
Total End Value $34,890 $28,563
Total Return +248.9% +185.6%
Comparison start date: Nov 14, 2016
PTBS & UBOH Dividend Charts
Dividend Payments & Yield - PTBS
PTBS Dividend CAGR:1Y: 15.17%2Y: 11.74%5Y: 13.37%10Y: 15.60%
Dividend Payments & Yield - UBOH
UBOH Dividend CAGR:1Y: 13.04%2Y: 8.71%5Y: 5.39%10Y: 8.98%
Dividend Payout Ratio - PTBS
Dividend Payout Ratio - UBOH
Dividend to Free Cash Flow (FCF) Ratio - PTBS
Dividend to Free Cash Flow (FCF) Ratio - UBOH

DRIPCalc Compare puts two stocks side by side: total return with DRIP, share price, dividend payments and the dividend yield curve, earnings, cash flow, debt, margins and the other ratios we track for 1000s of stocks.

You can compare any two tickers here. The dividend charts are free to view, and so are the Revenue and Earnings Per Share (EPS) charts wherever a company reports earnings. Every other chart on this page is blurred until you start a 7-day free trial.

When you sign up for DRIPCalc PRO for just $14.25/mo $19/mo with a 7-day Free Trial and full access, every chart on this page unlocks, for any stock or ETF in our database.

Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

PTBS - Revenue
PTBS Revenue CAGR:1Y: 58.36%2Y: 9.93%5Y: 15.67%10Y: 17.03%
UBOH - Revenue
UBOH Revenue CAGR:1Y: 73.40%2Y: 11.51%5Y: 6.95%10Y: 12.58%
PTBS - Earnings Per Share (EPS)
PTBS EPS CAGR:1Y: 12.50%2Y: 22.47%5Y: 3.13%10Y: 16.23%
UBOH - Earnings Per Share (EPS)
UBOH EPS CAGR:1Y: 88.12%2Y: 51.30%5Y: 9.09%10Y: 16.29%
PTBS - Net Income
PTBS Net Income CAGR:1Y: 11.58%2Y: 21.30%5Y: 3.21%10Y: 18.24%
UBOH - Net Income
UBOH Net Income CAGR:1Y: 72.22%2Y: 44.44%5Y: 4.72%10Y: 14.09%
PTBS - EBITDA
PTBS EBITDA CAGR:1Y: 11.39%2Y: 21.51%5Y: 0.00%10Y: 0.00%
UBOH - EBITDA
UBOH EBITDA CAGR:1Y: 68.43%2Y: 44.93%5Y: -0.07%10Y: 9.07%
PTBS - Free Cash Flow
PTBS Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
UBOH - Free Cash Flow
UBOH Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
PTBS - Free Cash Flow / Share
PTBS Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
UBOH - Free Cash Flow / Share
UBOH Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%
PTBS - Shares Outstanding
PTBS Shares Outstanding CAGR:1Y: 0.00%2Y: -0.58%5Y: 0.05%10Y: 1.81%
UBOH - Shares Outstanding
UBOH Shares Outstanding CAGR:1Y: -8.67%2Y: -4.72%5Y: -3.97%10Y: -1.93%
PTBS - Stock-Based Comp
PTBS Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: N/A10Y: N/A
UBOH - Stock-Based Comp
UBOH Stock-Based Comp CAGR:1Y: N/A2Y: N/A5Y: -100.00%10Y: N/A
PTBS - Expenses
PTBS Expenses CAGR:1Y: 716.14%2Y: 207.64%5Y: 50.23%10Y: 0.00%
UBOH - Expenses
UBOH Expenses CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

PTBS - REVENUE: Actual + Estimates
PTBS Actual Revenue CAGR:1Y: 58.36%2Y: 9.93%5Y: 15.67%10Y: 17.03%
UBOH - REVENUE: Actual + Estimates
UBOH Actual Revenue CAGR:1Y: 73.40%2Y: 11.51%5Y: 6.95%10Y: 12.58%
PTBS - EPS: Actual + Estimates
PTBS Actual EPS CAGR:1Y: 12.50%2Y: 22.47%5Y: 3.13%10Y: 16.23%
UBOH - EPS: Actual + Estimates
UBOH Actual EPS CAGR:1Y: 88.12%2Y: 51.30%5Y: 9.09%10Y: 16.29%
PTBS - NET INCOME: Actual + Estimates
PTBS Actual Net Income CAGR:1Y: 11.58%2Y: 21.30%5Y: 3.21%10Y: 18.24%
UBOH - NET INCOME: Actual + Estimates
UBOH Actual Net Income CAGR:1Y: 72.22%2Y: 44.44%5Y: 4.72%10Y: 14.09%
PTBS - EBITDA: Actual + Estimates
PTBS Actual EBITDA CAGR:1Y: 11.39%2Y: 21.51%5Y: 0.00%10Y: 0.00%
UBOH - EBITDA: Actual + Estimates
UBOH Actual EBITDA CAGR:1Y: 68.43%2Y: 44.93%5Y: -0.07%10Y: 9.07%

Ratios, Profit Margins & Return on Capital:

PTBS - Net Profit Margin
PTBS Net Profit Margin CAGR:1Y: 0.84%2Y: 10.34%5Y: -10.77%10Y: 1.04%
UBOH - Net Profit Margin
UBOH Net Profit Margin CAGR:1Y: 39.79%2Y: 29.50%5Y: -2.09%10Y: 1.34%
PTBS - Gross Profit Margin
PTBS Gross Profit Margin CAGR:1Y: 4.01%2Y: -14.74%5Y: -6.18%10Y: -3.14%
UBOH - Gross Profit Margin
UBOH Gross Profit Margin CAGR:1Y: -3.68%2Y: 2.05%5Y: -7.41%10Y: -3.77%
PTBS - Price to Earnings
UBOH - Price to Earnings
PTBS - Price To Sales Ratio
UBOH - Price To Sales Ratio
PTBS - Return on Capital Employed
UBOH - Return on Capital Employed
PTBS - Return on Invested Capital
UBOH - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

PTBS - EPS vs PE Ratio
UBOH - EPS vs PE Ratio
PTBS - FCF vs FCF/Share
UBOH - FCF vs FCF/Share
PTBS - EPS vs FCF per Share
UBOH - EPS vs FCF per Share
PTBS - FCF vs Stock Based Comp
UBOH - FCF vs Stock Based Comp
PTBS - Revenue vs Net Income
UBOH - Revenue vs Net Income
PTBS - Cash & Debt
UBOH - Cash & Debt

Dividend History Tables

PTBS Dividends Info:

Estimated Annual Dividend: $0.6
Forward Yield: 2.27%
Ex-Dividend Date: 2026-11-05
Lifetime Dividends / Share: $5.62

PTBS Dividend History: Dates, Payments & Yield list

Below is a schedule of all PTBS dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
11/05/202611/12/2026$0.1502.28%2.27%$26.38
08/06/202608/10/2026$0.1502.26%2.26%$26.50
05/07/202605/11/2026$0.1502.73%2.73%$21.99
02/05/202602/09/2026$0.1302.76%2.7%$19.29
10/31/202511/03/2025$0.1302.85%2.85%$18.25
07/31/202508/04/2025$0.1302.89%2.89%$17.99
05/01/202505/05/2025$0.1303.27%3.26%$15.95
02/06/202502/10/2025$0.1203.1%3.17%$15.15
11/01/202411/04/2024$0.1203.29%3.31%$14.51
08/05/202408/07/2024$0.1203.37%3.36%$14.30
05/02/202405/06/2024$0.1203.39%3.31%$14.50
02/01/202402/05/2024$0.1002.67%2.67%$15.00
11/01/202311/03/2023$0.1002.67%2.65%$15.10
08/03/202308/07/2023$0.1002.22%2.3%$17.40
05/02/202305/04/2023$0.0902.23%2.31%$15.60
02/02/202302/06/2023$0.0902.12%2.12%$17.00
11/01/202211/09/2022$0.0900.53%2.12%$17.00
08/03/202208/11/2022$0.0900.54%2.12%$17.00
05/02/202205/10/2022$0.0900.51%1.95%$18.50
02/02/202202/10/2022$0.0800.45%1.79%$17.90
11/01/202111/09/2021$0.0800.43%0.4%$20.00
04/20/201805/01/2018$0.0700.88%0.9%$15.56
10/24/201711/01/2017$0.0701.09%1.09%$12.80
10/21/201610/28/2016$0.0653.06%3.06%$8.50
07/21/201607/28/2016$0.0652.89%2.89%$8.99
04/21/201604/28/2016$0.0602.74%2.74%$8.75
01/21/201601/28/2016$0.0602.67%2.67%$8.98
10/22/201510/29/2015$0.0532.77%2.77%$7.64
07/22/201507/29/2015$0.0532.9%2.9%$7.30
04/22/201504/29/2015$0.0532.62%2.62%$8.10
01/22/201501/29/2015$0.0522.63%2.63%$7.91
10/23/201410/30/2014$0.0432.1%2.1%$8.20
07/18/201407/25/2014$0.0431.12%2.25%$7.65
04/17/201404/24/2014$0.0431.13%2.26%$7.60
01/23/201401/30/2014$0.0430.59%2.34%$7.35
10/18/201310/25/2013$0.0400.58%2.34%$6.85
07/18/201307/25/2013$0.0400.53%2.12%$7.55
04/11/201304/18/2013$0.0400.68%0.68%$5.90
06/23/201106/30/2011$0.0100.36%0.36%$5.50
03/23/201103/30/2011$0.0100.36%0.36%$5.50
08/12/200908/19/2009$0.0301.78%1.78%$6.75
05/13/200905/20/2009$0.1185.76%5.76%$8.20
02/11/200902/18/2009$0.1184.72%4.72%$10.00
11/12/200811/19/2008$0.1184.72%4.72%$10.00
08/13/200808/20/2008$0.1154.18%4.18%$11.00
05/13/200805/20/2008$0.1133.66%3.66%$12.35
02/13/200802/20/2008$0.1103.52%3.52%$12.50
11/13/200711/20/2007$0.1082.88%2.88%$15.00
08/13/200708/20/2007$0.1052.83%2.83%$14.86
05/11/200705/18/2007$0.1032.62%2.62%$15.75
02/13/200702/20/2007$0.1002.59%2.59%$15.45
11/13/200611/20/2006$0.0982.49%2.49%$15.75
08/11/200608/18/2006$0.0952.45%2.45%$15.50
05/11/200605/18/2006$0.0912.29%2.28%$15.93
02/13/200602/20/2006$0.0882.11%2.11%$16.76
11/10/200511/17/2005$0.0862.04%2.04%$16.91
08/11/200508/18/2005$0.0832%2%$16.67
05/11/200505/18/2005$0.0811.95%1.95%$16.67
02/11/200502/18/2005$0.0782.35%2.35%$13.36
11/10/200411/17/2004$0.0762.47%2.47%$12.30
08/11/200408/18/2004$0.0742.42%2.42%$12.13
05/12/200405/19/2004$0.0712.49%2.49%$11.40
02/11/200402/18/2004$0.0692.49%2.49%$11.03
11/12/200311/19/2003$0.0682.4%2.4%$11.27
08/13/200308/20/2003$0.0662.57%2.57%$10.29
05/13/200305/20/2003$0.0652.8%2.8%$9.31
02/26/200303/05/2003$0.0211.09%1.09%$7.76

UBOH Dividends Info:

Estimated Annual Dividend: $1.04
Forward Yield: 2.49%
Ex-Dividend Date: 2026-11-30
Lifetime Dividends / Share: $13.35

UBOH Dividend History: Dates, Payments & Yield list

Below is a schedule of all UBOH dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date Payment Date Amount Yield Forward Yield Price on Ex-Date
11/30/202612/15/2026$0.2602.56%0%$0.00
08/31/202609/02/2026$0.2602.64%2.64%$39.41
05/29/202606/01/2026$0.2502.69%2.69%$37.16
02/27/202603/02/2026$0.2402.45%2.45%$39.25
11/28/202512/01/2025$0.2302.74%2.67%$34.44
08/29/202509/01/2025$0.2302.67%2.47%$37.30
05/30/202506/02/2025$0.2303.35%3.35%$27.49
02/28/202503/03/2025$0.2203.07%3.07%$28.70
11/29/202412/02/2024$0.2203.95%3.95%$22.30
08/30/202409/02/2024$0.2204.31%4.37%$20.15
05/31/202406/03/2024$0.2204.8%4.8%$18.35
02/28/202403/01/2024$0.2204.63%4.66%$18.90
11/29/202312/01/2023$0.2205.15%5.13%$17.14
08/30/202309/15/2023$0.2204.68%4.64%$18.95
05/30/202306/01/2023$0.2204.55%4.82%$18.25
02/27/202303/01/2023$0.2204.4%4.36%$20.20
11/29/202212/15/2022$0.2104.53%4.31%$19.50
08/30/202209/15/2022$0.2104.33%3.85%$21.80
05/27/202206/15/2022$0.2102.69%2.94%$28.55
02/25/202203/15/2022$0.2102.49%2.58%$32.55
11/29/202112/15/2021$0.2003.02%2.48%$32.31
08/30/202109/15/2021$0.2002.66%2.59%$30.84
05/27/202106/15/2021$0.1702.19%2.13%$32.00
02/25/202103/15/2021$0.1602.59%2.41%$26.58
11/27/202012/15/2020$0.1602.56%2.51%$25.49
08/28/202009/15/2020$0.1402.99%2.6%$21.50
05/28/202006/15/2020$0.0701.85%1.6%$17.51
02/27/202003/16/2020$0.1402.55%3.2%$17.49
11/27/201912/16/2019$0.1302.32%2.2%$23.69
08/29/201909/16/2019$0.1302.87%2.68%$19.38
05/30/201906/17/2019$0.1302.31%2.27%$22.94
02/27/201903/15/2019$0.1302.29%2.21%$23.50
11/29/201812/17/2018$0.1202.15%2.25%$21.33
08/30/201809/17/2018$0.1202.12%2.07%$23.20
05/30/201806/15/2018$0.1202.17%2.14%$22.45
02/27/201803/15/2018$0.1202.35%2.17%$22.15
11/29/201712/15/2017$0.1202.18%2.16%$22.20
08/29/201709/15/2017$0.1202.22%2.18%$22.00
02/24/201703/15/2017$0.1202.1%2.3%$20.90
11/28/201612/15/2016$0.1102.23%2.02%$21.80
08/29/201609/15/2016$0.1102.12%2.26%$19.49
05/26/201606/15/2016$0.1102.42%2.16%$20.35
02/25/201603/15/2016$0.1102.49%2.35%$18.72
11/25/201512/15/2015$0.0902.12%2.07%$17.40
08/27/201509/16/2015$0.0902.25%2.27%$15.83
05/27/201506/16/2015$0.0902.4%2.27%$15.85
02/25/201503/16/2015$0.0902.4%2.37%$15.17
11/25/201412/16/2014$0.0802.17%2.19%$14.60
09/05/201409/26/2014$0.0701.87%1.87%$14.97
06/06/201406/26/2014$0.0501.43%1.48%$13.47
03/05/201403/24/2014$0.0501.29%1.25%$16.00
01/28/201402/14/2014$0.1002.61%2.6%$15.40
11/26/201312/16/2013$0.0501.44%1.36%$14.56
08/28/201309/17/2013$0.0501.63%1.6%$12.43
06/05/201306/24/2013$0.0501.66%1.68%$11.85
03/06/201303/25/2013$0.0501.68%1.62%$12.25
10/29/201211/08/2012$0.0502.16%2.11%$9.50
08/27/201009/15/2010$0.1496.47%6.45%$9.25
05/26/201006/15/2010$0.1496.13%6%$9.94
02/24/201003/15/2010$0.1496.42%6.28%$9.49
11/25/200912/15/2009$0.1496.34%6.62%$9.00
08/27/200909/15/2009$0.1495.66%5.32%$11.20
05/27/200906/15/2009$0.1495.96%5.26%$11.33
02/25/200903/13/2009$0.1496.32%6.78%$8.80
11/25/200812/15/2008$0.1495.48%5.61%$10.62
08/27/200809/15/2008$0.1495.46%5.68%$10.50
05/28/200806/13/2008$0.1494.5%4.5%$13.24
02/27/200803/14/2008$0.1494.46%4.07%$14.66
11/28/200712/14/2007$0.1394.28%4.01%$13.88
08/29/200709/14/2007$0.1393.73%3.71%$15.00
05/29/200706/15/2007$0.1393.69%3.57%$15.60
02/26/200703/15/2007$0.1393.48%3.37%$16.50
11/28/200612/15/2006$0.1293.18%3.09%$16.73
08/29/200609/15/2006$0.1293.31%3.18%$16.25
05/26/200606/15/2006$0.1293.23%3.19%$16.21
02/24/200603/15/2006$0.1293.31%3.18%$16.25
11/28/200512/15/2005$0.1192.98%2.98%$16.00
08/29/200509/15/2005$0.1193.03%2.94%$16.20
05/26/200506/15/2005$0.1193.18%3.11%$15.35
02/24/200503/15/2005$0.1192.92%2.93%$16.26
11/26/200412/15/2004$0.1092.78%2.67%$16.36
08/27/200409/15/2004$0.1092.92%2.82%$15.50
05/26/200406/15/2004$0.1092.57%2.68%$16.34
02/25/200403/15/2004$0.1092.65%2.71%$16.15
11/25/200312/15/2003$0.1092.67%2.66%$16.45
08/27/200309/15/2003$0.1092.91%2.69%$16.24
05/28/200306/13/2003$0.1093.11%2.9%$15.06
02/26/200303/14/2003$0.1093.29%3.05%$14.35
11/26/200212/13/2002$0.1093.97%4.09%$10.70
08/28/200209/13/2002$0.1093.27%3.43%$12.75
05/29/200206/14/2002$0.1093.57%3.28%$13.34
02/27/200203/15/2002$0.1094.27%3.91%$11.17
11/28/200112/14/2001$0.1094.55%4.55%$9.60
08/29/200109/14/2001$0.1094.86%4.86%$9.00
05/30/200106/15/2001$0.1094.86%4.7%$9.30

Projected Future Values & Dividends for PTBS & UBOH

Based on past 10 years performance, PTBS had share price CAGR of +11.97%, and dividend CAGR of +17.48%.

During same period UBOH had share price CAGR of +8.20%, and dividend CAGR of +8.24%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 10 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses PTBS applied at 10.00% price / 10.00% dividend.

PTBSUBOH
Start Value$10,000$10,000
Start Share Price$26.38$41.80
Start Shares379.08239.23
  
After 10 years:PTBSUBOH
Final Share Count475.58306.58
Dividends Payment$0.39$0.57
Annual Dividends$740$701
Share Price$68.42$91.96
Total Dividends$4,129$4,184
Final Value$32,541$28,193

Estimated Future Returns - PTBS
Estimated Future Returns - UBOH

Estimate Dividend Snowball and total future returns for PTBS and UBOH with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.