United Bancshares, Inc. · UBOH · OTC
Dividend report · updated Nov 12, 2026
$41.80 +0.00% on the day, +$0.00
UBOH stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is UBOH’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$1.04·2.49%
$0.26 quarterly x 4 ⓘ
Next payment
$0.26/qtr
pays Dec 15 ⓘ
Next ex-date
Nov 30
ex in 16 days ⓘ
Years without a cut
12+ yrs
raised last year ⓘ
Paying since
2001
95 payments on file
Yield vs history ⓘ
50
Near its usual yield
UBOH share price & total return
Daily closing price, adjusted for stock splits.
UBOH stock page »All dividend lists »Build a portfolio around UBOH »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
UBOH Dividend Growth (CAGR)
1Y +13.0%3Y +5.7%5Y +5.4%10Y +9.0%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). Light bar = declared, not yet paid. The enlarge button shows all 95 payments since 2001.
Annual dividends and growth
Total paid per share in each calendar year. 2026: the solid bar is paid so far; the dashed box on top is expected (1 declared and not yet paid), not a promise. Years with an extra or a missing payment (dates sliding across New Year) are compared per payment.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +4.76% a year, its typical raise over the last 5 years. Today's $1.04 a year would be $1.31 by 2031 - 3.14% on today's $41.80 price.

How Many UBOH Shares for $500 or $1,000 a Month?

At $1.04 a share a year, $500 a month takes about 5,770 UBOH shares, about $241,186 at the Nov 12, 2026 close of $41.80. $1,000 a month takes about 11,539 shares, about $482,330. Before taxes, and only while the rate holds.

United Bancshares (UBOH) pays $0.26 a share quarterly, $1.04 a year, a 2.49% run-rate yield at the Nov 12, 2026 close of $41.80. It has paid since 2001 and raised its annual dividend 1 years in a row.

At today’s rate of $0.26 quarterly and the last close of $41.80, this is what UBOH pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.26$0.09$1.04
100 shares$26.00$8.67$104.00
$10,000 invested (239.2 shares)$62.20$20.73$248.80
5,770 shares ($500/mo)$1,500.20$500.07$6,000.80
11,539 shares ($1,000/mo)$3,000.14$1,000.05$12,000.56

With DRIP on, every payment buys more shares instead of landing as cash. 100 UBOH shares reinvest into 0.62 new shares each payment, about 2.5 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 161 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with UBOH’s own history in the UBOH DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See UBOH’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

UBOH Dividend Yield Today vs Its 5-Year Range

50/100Near its usual yieldvs its 10-yr history
  • UBOH yields 2.49% today, at the Nov 12, 2026 close of $41.80.
  • Its own 10-year median is 2.61%, so today’s yield is near its usual level.
Last 5 years: lowest to highest month-end yield
2.14% low5.15% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is UBOH’s Next Dividend? December 2026 Ex-Date and Pay Date

UBOH’s next dividend is $0.26 a share, declared, with the ex-date on Nov 30, 2026. Own UBOH by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it. It pays on Dec 15, 2026. The latest one, $0.26 a share, went ex on Aug 31, 2026 and paid Sep 2, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 3 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does UBOH Pay?

UBOH pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$0.98 a share, in 4 payments.
+8.9% against the 12 months before ($0.90 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Mar, Jun, Sep and Dec. Ex-dates fall in Feb, May, Aug and Nov (latest 4 payments).
Raise history
  • Streak: 1 year of higher annual totals (through 2025)
  • Last raise: Feb 27, 2026 - $0.23 to $0.24 (+$0.01, +4.35%)
  • Usual $ step: $0.01 (median of the raises before it)
Coverage
  • EPS payout: 20.1% - $0.98 paid / $4.87 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 27.1% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

UBOH vs Similar Dividend Stocks (UNB, PROV...)

Against the 10 dividend-paying Financial Services companies closest to UBOH in market value, UBOH’s 2.49% run-rate yield is below the group’s middle yield of 4.53%, and its raise streak of 1 year is the 4th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
UBOH $41.80United Bancshares $0.26/qtr$1.04/yr fwd 2.49% Dividend Safety Rating: paid plans only 12+ yrsraised 1 yr in a row
UNB $22.80Union Bankshares $0.36/qtr$1.44/yr fwd 6.32% Dividend Safety Rating: paid plans only 13 yrsno raise streak
PROV $18.45Provident Financial Holdings $0.14/qtr$0.56/yr fwd 3.04% Dividend Safety Rating: paid plans only 16 yrsno raise streak
BKSC $20.60Bank of South Carolina $0.25/qtr$1.00/yr fwd 4.85% Dividend Safety Rating: paid plans only 16 yrsraised 2 yrs in a row
PTBS $26.38Potomac Bancshares $0.15/qtr$0.60/yr fwd 2.27% Dividend Safety Rating: paid plans only 3+ yrsraised 3 yrs in a row
EARN $3.26Ellington Credit $0.08/mo$0.96/yr fwd 29.45% Dividend Safety Rating: paid plans only 3 yrsno raise streak
HARL $33.30Harleysville Financial $0.35/qtr$1.40/yr fwd 4.20% Dividend Safety Rating: paid plans only 30 yrsraised 9 yrs in a row
PPLL $66.80Peoples $0.36/qtr$1.44/yr fwd 2.16% Dividend Safety Rating: paid plans only 0 yrsno raise streak
CWBK $40.99CW Bancorp $0.23/qtr$0.92/yr fwd 2.24% Dividend Safety Rating: paid plans only 8+ yrsno raise streak
SPMC $5.97Sound Point Meridian Capital $0.13/mo$1.56/yr fwd 26.13% Dividend Safety Rating: paid plans only 0 yrsno raise streak
LX $0.62LexinFintech Holdings $0.188/half-yr$0.38/yr fwd 60.65% Dividend Safety Rating: paid plans only 1+ yrraised 1 yr in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: UBOH vs UNB, UBOH vs PROV, UBOH vs BKSC.

UBOH Dividend History: Every Payment Since 2001

Ex-datePay dateAmountFrequencyType
Nov 30, 2026Dec 15, 2026$0.26QuarterlyDeclared
Aug 31, 2026Sep 2, 2026$0.26QuarterlyRegular
May 29, 2026Jun 1, 2026$0.25QuarterlyRegular
Feb 27, 2026Mar 2, 2026$0.24QuarterlyRegular
Nov 28, 2025Dec 1, 2025$0.23QuarterlyRegular
Aug 29, 2025Sep 1, 2025$0.23QuarterlyRegular
May 30, 2025Jun 2, 2025$0.23QuarterlyRegular
Feb 28, 2025Mar 3, 2025$0.22QuarterlyRegular
Nov 29, 2024Dec 2, 2024$0.22QuarterlyRegular
Aug 30, 2024Sep 2, 2024$0.22QuarterlyRegular
The other 85 UBOH payments come with a paid plan.
Show all 95 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for UBOH

UnlockDividend Safety Rating: paid plans only
See where UBOH lands, and why.
See the rating & factors »
Own UBOH? Your payouts fill in by themselves Add UBOH once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track UBOH →

UBOH Dividend Questions

How often does UBOH pay dividends?

UBOH pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Feb, May, Aug and Nov. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Does UBOH pay dividends monthly?

No. UBOH pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next UBOH dividend?

UBOH’s next dividend is $0.26 a share, declared, with the ex-date on Nov 30, 2026. Own UBOH by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it. It pays on Dec 15, 2026. The latest one, $0.26 a share, went ex on Aug 31, 2026 and paid Sep 2, 2026. The current rate is $0.26 per share, $1.04 a year.

Does UBOH pay a dividend in December 2026?

Yes. UBOH declared $0.26 a share with the ex-date on Nov 30, 2026, paying on Dec 15, 2026. Own UBOH by the close on Nov 27, 2026 to collect it; shares bought on the ex-date or later do not get it.

How much does UBOH pay per share?

UBOH pays $0.26 a share quarterly, $1.04 a year. At the Nov 12, 2026 close of $41.80 that is a 2.49% run-rate yield, near its usual level: its own 10-year median is 2.61%.

Has UBOH raised its dividend?

Yes. UBOH has raised its annual dividend 1 years in a row, through 2025. The latest raise, on Feb 27, 2026, took the rate from $0.23 to $0.24 (+4.35%). Over five years the dividend grew 5.4% a year.

Is UBOH’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. UBOH paid out 20% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 1 years in a row and gone 12+ years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my UBOH dividends?

Add UBOH to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run UBOH in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 12, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.