WAFDP vs OFG: Earnings, Dividends & Valuation

WaFd, Inc. WAFDP | NASDAQ

$14.30 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $2.18 B

PE Ratio: 4.32

52-Week Range: $14.15 - $17.49

5.8-year Total Return: -23.1%

Dividend Yield (FWD): 8.52%

OFG Bancorp OFG | NYSE

$51.65 $0.00 | 0.00%

Dividend Safety RatingUnlock

Market Cap: $2.18 B

PE Ratio: 9.84

52-Week Range: $35.71 - $54.47

5.8-year Total Return: +228.0%

Dividend Yield (FWD): 2.71%

5.8-year Total Returns with DRIP & Price Chart for WAFDP and OFG

1Y 2Y 5Y 10Y All

5.8-yr Total Returns WAFDP vs OFG

	WAFDP	OFG
Initial Balance	$10,000	$10,000
Initial Price	$25.33	$18.03
Initial Shares	394.79	554.63

Total Dividends	$2,456	$2,843
Last Dividend	$0.304688	$0.35
Estimated Divs	$164 / quarter	$222 / quarter
Yield-on-Cost	4.81%	7.76%
End Shares	537.79 (+143)	634.97 (+80.34)
Last Shares Price	$14.3	$51.65
Total End Value	$7,690	$32,796
Total Return	-23.1%	+228.0%
Comparison start date: Feb 2, 2021

WAFDP & OFG Dividend Charts

Dividend Payments & Yield - WAFDP

WAFDP Dividend CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 5.87%

Dividend Payments & Yield - OFG

OFG Dividend CAGR:1Y: 16.67%2Y: 18.32%5Y: 23.87%10Y: 19.29%

Dividend Payout Ratio - WAFDP

Dividend Payout Ratio - OFG

Dividend to Free Cash Flow (FCF) Ratio - WAFDP

Dividend to Free Cash Flow (FCF) Ratio - OFG

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Fundamentals: Revenue, Earnings, Cash Flow, EBITDA & Shares Outstanding:

WAFDP - Revenue

WAFDP Revenue CAGR:1Y: 98.66%2Y: -2.22%5Y: 17.06%10Y: 9.70%

OFG - Revenue

OFG Revenue CAGR:1Y: 33.32%2Y: 5.57%5Y: 11.04%10Y: 9.70%

WAFDP - Earnings Per Share (EPS)

WAFDP EPS CAGR:1Y: 5.56%2Y: 3.46%5Y: 1.09%10Y: 4.49%

OFG - Earnings Per Share (EPS)

OFG EPS CAGR:1Y: 14.66%2Y: 15.33%5Y: 10.43%10Y: 17.73%

WAFDP - Net Income

WAFDP Net Income CAGR:1Y: -1.00%2Y: -0.94%5Y: 2.75%10Y: 3.10%

OFG - Net Income

OFG Net Income CAGR:1Y: 9.21%2Y: 9.75%5Y: 6.32%10Y: 17.12%

WAFDP - EBITDA

WAFDP EBITDA CAGR:1Y: 0.92%2Y: 93.35%5Y: 0.72%10Y: 2.08%

OFG - EBITDA

OFG EBITDA CAGR:1Y: 5.79%2Y: 2.25%5Y: -1.29%10Y: 7.44%

WAFDP - Free Cash Flow

WAFDP Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

OFG - Free Cash Flow

OFG Free Cash Flow CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

WAFDP - Free Cash Flow / Share

WAFDP Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

OFG - Free Cash Flow / Share

OFG Free Cash Flow / Share CAGR:1Y: 0.00%2Y: 0.00%5Y: 0.00%10Y: 0.00%

WAFDP - Shares Outstanding

WAFDP Shares Outstanding CAGR:1Y: -5.60%2Y: -4.53%5Y: 1.98%10Y: -1.97%

OFG - Shares Outstanding

OFG Shares Outstanding CAGR:1Y: -5.02%2Y: -4.97%5Y: -3.80%10Y: -1.84%

WAFDP - Stock-Based Comp

WAFDP Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

OFG - Stock-Based Comp

OFG Stock-Based Comp CAGR:1Y: -100.00%2Y: -100.00%5Y: -100.00%10Y: -100.00%

WAFDP - Expenses

WAFDP Expenses CAGR:1Y: -23.19%2Y: 3.66%5Y: 6.20%10Y: 8.30%

OFG - Expenses

OFG Expenses CAGR:1Y: 11.18%2Y: -9.37%5Y: -5.66%10Y: 2.58%

Revenue, EPS, Net Income & Ebitda - Estimates VS Actual:

WAFDP - REVENUE: Actual + Estimates

WAFDP Actual Revenue CAGR:1Y: 98.66%2Y: -2.22%5Y: 17.06%10Y: 9.70%

OFG - REVENUE: Actual + Estimates

OFG Actual Revenue CAGR:1Y: 33.32%2Y: 5.57%5Y: 11.04%10Y: 9.70%

WAFDP - EPS: Actual + Estimates

WAFDP Actual EPS CAGR:1Y: 5.56%2Y: 3.46%5Y: 1.09%10Y: 4.49%

OFG - EPS: Actual + Estimates

OFG Actual EPS CAGR:1Y: 14.66%2Y: 15.33%5Y: 10.43%10Y: 17.73%

WAFDP - NET INCOME: Actual + Estimates

WAFDP Actual Net Income CAGR:1Y: -1.00%2Y: -0.94%5Y: 2.75%10Y: 3.10%

OFG - NET INCOME: Actual + Estimates

OFG Actual Net Income CAGR:1Y: 9.21%2Y: 9.75%5Y: 6.32%10Y: 17.12%

WAFDP - EBITDA: Actual + Estimates

WAFDP Actual EBITDA CAGR:1Y: 0.92%2Y: 93.35%5Y: 0.72%10Y: 2.08%

OFG - EBITDA: Actual + Estimates

OFG Actual EBITDA CAGR:1Y: 5.79%2Y: 2.25%5Y: -1.29%10Y: 7.44%

Ratios, Profit Margins & Return on Capital:

WAFDP - Net Profit Margin

WAFDP Net Profit Margin CAGR:1Y: -8.52%2Y: 1.33%5Y: -12.21%10Y: -6.02%

OFG - Net Profit Margin

OFG Net Profit Margin CAGR:1Y: 3.64%2Y: 3.98%5Y: -4.25%10Y: 6.76%

WAFDP - Gross Profit Margin

WAFDP Gross Profit Margin CAGR:1Y: -1.02%2Y: 4.94%5Y: -9.93%10Y: -4.19%

OFG - Gross Profit Margin

OFG Gross Profit Margin CAGR:1Y: 11.50%2Y: 2.91%5Y: -5.95%10Y: -1.54%

WAFDP - Price to Earnings

OFG - Price to Earnings

WAFDP - Price To Sales Ratio

OFG - Price To Sales Ratio

WAFDP - Return on Capital Employed

OFG - Return on Capital Employed

WAFDP - Return on Invested Capital

OFG - Return on Invested Capital

Combined Charts: Earnings, Cash Flow, Valuation, Cash & Debt:

WAFDP - EPS vs PE Ratio

OFG - EPS vs PE Ratio

WAFDP - FCF vs FCF/Share

OFG - FCF vs FCF/Share

WAFDP - EPS vs FCF per Share

OFG - EPS vs FCF per Share

WAFDP - FCF vs Stock Based Comp

OFG - FCF vs Stock Based Comp

WAFDP - Revenue vs Net Income

OFG - Revenue vs Net Income

WAFDP - Cash & Debt

OFG - Cash & Debt

Dividend History Tables

WAFDP Dividends Info:

Estimated Annual Dividend: $1.218752

Forward Yield: 8.52%

Ex-Dividend Date: 2026-09-30

Lifetime Dividends / Share: $6.93

WAFDP Dividend History: Dates, Payments & Yield list

Below is a schedule of all WAFDP dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/30/2026	10/02/2026	$0.305	7.62%	7.77%	$15.69
06/30/2026	07/02/2026	$0.305	7.57%	7.45%	$16.36
03/31/2026	04/02/2026	$0.305	7.56%	7.52%	$16.21
12/31/2025	01/02/2026	$0.305	7.27%	7.31%	$16.68
09/30/2025	10/02/2025	$0.305	7.49%	7.38%	$16.51
06/30/2025	07/02/2025	$0.305	7.89%	7.73%	$15.76
03/31/2025	04/02/2025	$0.305	7.5%	7.48%	$16.30
12/31/2024	01/02/2025	$0.305	7.27%	7.12%	$17.12
09/30/2024	10/02/2024	$0.305	6.25%	6.33%	$19.25
06/28/2024	07/01/2024	$0.305	8.31%	8.34%	$14.62
03/27/2024	03/29/2024	$0.305	7.77%	8.11%	$15.02
12/28/2023	01/01/2024	$0.305	7.99%	0%	$0.00
09/28/2023	10/02/2023	$0.305	9.13%	9.48%	$12.86
06/29/2023	07/03/2023	$0.305	8.18%	8.06%	$15.13
03/30/2023	04/03/2023	$0.305	7.58%	7.36%	$16.57
12/29/2022	01/16/2023	$0.305	6.87%	0%	$0.00
09/29/2022	10/17/2022	$0.305	6.28%	6.66%	$18.29
06/29/2022	07/15/2022	$0.305	6.62%	6.11%	$19.95
03/30/2022	04/15/2022	$0.305	5.63%	0%	$0.00
12/30/2021	01/17/2022	$0.305	4.69%	0%	$0.00
09/30/2021	10/15/2021	$0.305	4.66%	4.56%	$26.74
06/30/2021	07/15/2021	$0.305	4.56%	4.63%	$26.33
04/12/2021	04/15/2021	$0.223	3.5%	3.49%	$25.55

OFG Dividends Info:

Estimated Annual Dividend: $1.4

Forward Yield: 2.71%

Ex-Dividend Date: 2026-09-30

Lifetime Dividends / Share: $13.86

OFG Dividend History: Dates, Payments & Yield list

Below is a schedule of all OFG dividend payments, ex-dates, share price on the day of the payment as well as the annualized yield & forward yield

Ex-Date	Payment Date	Amount	Yield	Forward Yield	Price on Ex-Date
09/30/2026	10/02/2026	$0.350	2.8%	2.73%	$51.29
06/30/2026	07/02/2026	$0.350	2.85%	2.83%	$49.48
03/31/2026	04/02/2026	$0.350	3.46%	3.39%	$41.35
12/31/2025	01/15/2026	$0.300	2.93%	2.86%	$41.92
09/30/2025	10/02/2025	$0.300	2.76%	2.82%	$42.49
06/30/2025	07/02/2025	$0.300	2.8%	2.7%	$44.40
03/31/2025	04/02/2025	$0.300	3%	2.99%	$40.14
12/31/2024	01/02/2025	$0.250	2.36%	2.4%	$41.60
09/30/2024	10/02/2024	$0.250	2.23%	2.37%	$42.25
06/28/2024	07/01/2024	$0.250	2.67%	2.64%	$37.81
03/27/2024	03/29/2024	$0.250	2.74%	2.94%	$34.07
12/28/2023	01/01/2024	$0.220	2.33%	2.52%	$34.95
09/28/2023	10/02/2023	$0.220	2.94%	2.94%	$29.95
06/29/2023	07/03/2023	$0.220	3.35%	3.3%	$26.63
03/30/2023	04/03/2023	$0.220	3.61%	3.56%	$24.70
12/29/2022	01/17/2023	$0.200	2.89%	2.86%	$27.96
09/29/2022	10/17/2022	$0.200	3.19%	2.92%	$27.41
06/29/2022	07/15/2022	$0.150	2.35%	2.32%	$25.81
03/30/2022	04/18/2022	$0.150	2.25%	2.31%	$25.99
12/30/2021	01/18/2022	$0.120	1.79%	1.59%	$30.20
09/29/2021	10/15/2021	$0.120	1.87%	1.88%	$25.56
06/29/2021	07/15/2021	$0.080	1.44%	1.5%	$21.34
03/30/2021	04/15/2021	$0.080	1.43%	1.37%	$23.39
12/30/2020	01/15/2021	$0.070	1.55%	1.39%	$20.12
09/29/2020	10/15/2020	$0.070	2.25%	1.95%	$14.37
06/29/2020	07/15/2020	$0.070	2.15%	2.05%	$13.67
03/30/2020	04/15/2020	$0.070	2.46%	2.5%	$11.18
12/30/2019	01/15/2020	$0.070	1.19%	1.3%	$21.48
09/27/2019	10/15/2019	$0.070	1.26%	1.2%	$23.28
06/27/2019	07/15/2019	$0.070	1.18%	1.19%	$23.59
03/28/2019	04/15/2019	$0.070	1.43%	1.45%	$19.36
12/28/2018	01/15/2019	$0.070	1.73%	1.58%	$17.70
09/27/2018	10/15/2018	$0.060	1.49%	1.61%	$14.94
06/28/2018	07/16/2018	$0.060	1.7%	1.57%	$15.25
03/28/2018	04/16/2018	$0.060	2.24%	1.99%	$12.05
12/28/2017	01/16/2018	$0.060	2.62%	2.62%	$9.15
09/28/2017	10/16/2017	$0.060	2.65%	2.86%	$8.40
06/28/2017	07/17/2017	$0.060	2.41%	2.42%	$9.90
03/29/2017	04/17/2017	$0.060	2.13%	2.21%	$10.85
12/28/2016	01/17/2017	$0.060	1.78%	1.87%	$12.85
09/28/2016	10/17/2016	$0.060	2.37%	2.48%	$9.66
06/28/2016	07/15/2016	$0.060	3.03%	2.52%	$9.53
03/29/2016	04/15/2016	$0.060	3.42%	3.34%	$7.18
12/29/2015	01/15/2016	$0.060	3.09%	3.99%	$6.01
09/28/2015	10/15/2015	$0.100	4.46%	4.42%	$9.06
06/26/2015	07/15/2015	$0.100	2.85%	4.05%	$9.87
03/27/2015	04/15/2015	$0.100	2.42%	2.34%	$17.11
12/29/2014	01/15/2015	$0.100	2.39%	2.67%	$15.00
09/26/2014	10/15/2014	$0.080	2.12%	2.19%	$14.63
06/26/2014	07/15/2014	$0.080	1.73%	1.82%	$17.63
03/26/2014	04/15/2014	$0.080	1.88%	1.93%	$16.61
12/27/2013	01/15/2014	$0.080	1.87%	2.06%	$15.50
09/26/2013	10/15/2013	$0.060	1.45%	1.5%	$16.00
06/26/2013	07/15/2013	$0.060	1.35%	1.33%	$18.07
03/26/2013	04/15/2013	$0.060	1.54%	1.68%	$14.31
12/27/2012	01/15/2013	$0.060	1.82%	1.66%	$14.44
09/26/2012	10/15/2012	$0.060	2.25%	2.35%	$10.22
06/27/2012	07/16/2012	$0.060	2.29%	2.15%	$11.15
03/28/2012	04/13/2012	$0.060	1.94%	2.18%	$11.01
12/28/2011	01/13/2012	$0.060	1.98%	1.98%	$12.10
09/28/2011	10/14/2011	$0.050	2.15%	1.87%	$10.70
06/28/2011	07/15/2011	$0.050	1.73%	1.6%	$12.50
03/29/2011	04/15/2011	$0.050	1.59%	1.59%	$12.60
12/29/2010	01/14/2011	$0.050	1.63%	1.64%	$12.18
09/28/2010	10/15/2010	$0.040	1.21%	1.18%	$13.53
06/28/2010	07/15/2010	$0.040	1.23%	1.14%	$14.00
03/29/2010	04/15/2010	$0.040	1.14%	1%	$16.02
12/29/2009	01/15/2010	$0.040	1.47%	1.39%	$11.50
09/28/2009	10/15/2009	$0.040	1.2%	1.25%	$12.84
06/30/2009	07/15/2009	$0.040	1.65%	1.57%	$10.21
03/30/2009	04/15/2009	$0.040	3.46%	2.77%	$5.78
12/26/2008	01/15/2009	$0.140	9.08%	8.85%	$6.33
09/26/2008	10/15/2008	$0.140	3.09%	3.28%	$17.05
06/26/2008	07/15/2008	$0.140	3.67%	3.88%	$14.45
03/27/2008	04/15/2008	$0.140	2.71%	2.99%	$18.75
12/27/2007	01/15/2008	$0.140	4.05%	3.96%	$14.15
10/01/2007	10/17/2007	$0.140	4.71%	4.84%	$11.57
06/27/2007	07/13/2007	$0.140	5.18%	5.27%	$10.62
03/28/2007	04/17/2007	$0.140	4.71%	4.75%	$11.78
12/27/2006	01/12/2007	$0.140	4.31%	4.32%	$12.97
09/27/2006	10/16/2006	$0.140	4.7%	4.52%	$12.40
06/28/2006	07/14/2006	$0.140	4.51%	4.57%	$12.26
03/28/2006	04/17/2006	$0.140	3.94%	4.08%	$13.71
12/28/2005	01/16/2006	$0.140	4.5%	4.15%	$13.51
09/28/2005	10/14/2005	$0.140	4.61%	4.98%	$11.25
06/28/2005	07/15/2005	$0.140	3.85%	3.55%	$15.79
03/28/2005	04/15/2005	$0.140	2.42%	2.49%	$22.53
12/28/2004	01/14/2005	$0.141	2.03%	2.03%	$27.70
09/28/2004	10/15/2004	$0.127	2.15%	1.99%	$25.60
06/28/2004	07/15/2004	$0.127	2.09%	2.18%	$23.34
03/26/2004	04/15/2004	$0.127	1.78%	1.92%	$26.54
12/26/2003	01/15/2004	$0.127	2.22%	2.16%	$23.59
09/26/2003	10/15/2003	$0.116	2.33%	2.26%	$20.45
06/26/2003	07/15/2003	$0.116	2.27%	2.12%	$21.88
03/27/2003	04/15/2003	$0.116	2.6%	2.51%	$18.46
12/26/2002	01/15/2003	$0.116	2.74%	2.67%	$17.36
09/26/2002	10/15/2002	$0.099	2.71%	2.68%	$14.81
06/26/2002	07/15/2002	$0.099	2.46%	2.46%	$16.14
03/27/2002	04/15/2002	$0.109	3.03%	2.9%	$15.04
12/27/2001	01/15/2002	$0.090	3.11%	2.86%	$12.59
09/26/2001	10/15/2001	$0.090	3.06%	3.02%	$11.93
06/27/2001	07/16/2001	$0.090	3.47%	3.16%	$11.42
03/28/2001	04/16/2001	$0.090	4.71%	4.05%	$8.90
12/27/2000	01/15/2001	$0.090	4.97%	4.05%	$8.90
09/27/2000	10/16/2000	$0.090	4.45%	4.57%	$7.89
06/28/2000	07/14/2000	$0.090	4.46%	4.46%	$8.08
03/28/2000	04/17/2000	$0.090	3.2%	3.58%	$10.07
12/28/1999	01/17/2000	$0.090	2.94%	2.95%	$12.21
09/28/1999	10/15/1999	$0.090	2.64%	2.67%	$13.52
06/28/1999	07/15/1999	$0.090	2.43%	2.41%	$14.99
03/26/1999	04/15/1999	$0.090	2.16%	2.01%	$17.92
12/28/1998	01/15/1999	$0.069	1.46%	1.53%	$18.03
09/28/1998	10/15/1998	$0.068	1.59%	1.62%	$16.68
06/26/1998	07/15/1998	$0.068	1.62%	1.54%	$17.55
03/27/1998	04/15/1998	$0.068	1.61%	1.5%	$18.03
12/26/1997	01/15/1998	$0.056	1.69%	1.68%	$13.41
09/26/1997	10/15/1997	$0.057	1.73%	1.76%	$12.96
06/26/1997	07/15/1997	$0.054	2.28%	2.13%	$10.14
03/26/1997	04/15/1997	$0.054	2.38%	2.51%	$8.61
12/16/1996	01/15/1997	$0.045	2.61%	2.31%	$7.80
06/14/1996	07/03/1996	$0.038	2.67%	2.6%	$5.79
03/12/1996	04/03/1996	$0.038	3.05%	2.99%	$5.03
12/13/1995	01/04/1996	$0.038	3.03%	3.01%	$5.00
09/14/1995	10/02/1995	$0.030	2.27%	2.31%	$5.20
06/29/1995	07/17/1995	$0.029	2.56%	2.49%	$4.63
03/13/1995	04/03/1995	$0.019	2.15%	2.2%	$3.49
12/09/1994	01/05/1995	$0.019	2.37%	2.35%	$3.28
09/14/1994	10/05/1994	$0.012	1.23%	1.24%	$3.94
06/15/1994	07/05/1994	$0.009	0.87%	0.85%	$4.26
03/25/1994	04/15/1994	$0.009	0.79%	0.82%	$4.40
12/28/1993	01/14/1994	$0.018	1.44%	1.5%	$4.82
09/27/1993	10/15/1993	$0.009	0.88%	0.66%	$5.50
07/22/1993	08/16/1993	$0.009	1.29%	1.18%	$3.05
03/26/1993	04/15/1993	$0.006	1.07%	1.01%	$2.37
12/24/1992	01/15/1993	$0.006	1.37%	1.11%	$2.16
09/25/1992	10/15/1992	$0.006	1.47%	1.46%	$1.65
10/12/1988	10/21/1988	$0.005	1.59%	1.77%	$1.08
06/24/1988	07/21/1988	$0.005	1.59%	1.77%	$1.08
03/25/1988	04/21/1988	$0.005	1.59%	1.54%	$1.24
12/24/1987	01/21/1988	$0.005	2.22%	2.28%	$0.84
09/24/1987	10/21/1987	$0.005	2.06%	2.66%	$0.72

Projected Future Values & Dividends for WAFDP & OFG

Based on past 5.8 years performance, WAFDP had share price CAGR of -9.44%, and dividend CAGR of +0.00%.

During same period OFG had share price CAGR of +16.94%, and dividend CAGR of +19.82%.

Using these CAGR metrics, we can estimate that your initial $10,000 investment from 5.8 years ago, with dividends being reinvested (DRIP), is modelled to grow and collect dividends as follows:

Projection uses WAFDP applied at -9.44% price / -9.44% dividend; OFG applied at 10.00% price / 10.00% dividend.

	WAFDP	OFG
Start Value	$10,000	$10,000
Start Share Price	$14.30	$51.65
Start Shares	699.30	193.61

After 10 years:	WAFDP	OFG
Final Share Count	1,625.23	253.66
Dividends Payment	$0.11	$0.91
Annual Dividends	$735	$921
Share Price	$5.31	$133.97
Total Dividends	$8,239	$5,047
Final Value	$8,622	$33,982

Estimated Future Returns - WAFDP

Estimated Future Returns - OFG

Estimate Dividend Snowball and total future returns for WAFDP and OFG with our dividend (DRIP) calculator.

Above numbers are merely projections based on Dividend and Price CAGR for each stock, and should only be considered as 'potential future returns'! These numbers assume DRIP (reinvesting dividends).

We cannot guarantee that your actual returns will meet these metrics.

Compare Stocks: WAFDP vs OFG