Home Loan Financial Corporation · HLFN · OTC
Dividend report · updated Nov 13, 2026
$51.00 +10.87% on the day, +$5.00
HLFN stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is HLFN’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$1.12·2.20%
$0.28 quarterly x 4 ⓘ
Next payment
~$0.28/qtr
pays ~Feb 5, 2027 (est.) ⓘ
Next ex-date
Feb 2, 2027est.
own by Feb 1, 2027 ⓘ
Years without a cut
26+ yrs
2 yrs of raises ⓘ
Paying since
1998
115 payments on file
Yield vs history ⓘ
10
Well below its usual yield
plus a special dividend: $1.375 in the last year — not in the rate
HLFN share price & total return
Daily closing price, adjusted for stock splits.
HLFN stock page »All dividend lists »Build a portfolio around HLFN »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
HLFN Dividend Growth (CAGR)
1Y +1.8%3Y +1.2%5Y +0.7%10Y +1.1%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). A red dashed stub marks a payment that was due by its usual rhythm but is not on file. Orange = special or irregular payment. The enlarge button shows all 115 payments since 1998.
Annual dividends and growth
Total paid per share in each calendar year; 2026 YTD is paid so far, the amounts vary too much to estimate the rest. Totals include specials; the growth line leaves them out.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: 0% a year, its typical raise over the last 5 years. Special payments are left out. Today's $1.12 a year would stay $1.12 by 2031 - 2.20% on today's $51.00 price.

How Many HLFN Shares for $500 or $1,000 a Month?

At $1.12 a share a year, $500 a month takes about 5,358 HLFN shares, about $273,258 at the Nov 13, 2026 close of $51.00. $1,000 a month takes about 10,715 shares, about $546,465. Before taxes, and only while the rate holds.

Home Loan Financial (HLFN) pays $0.28 a share quarterly, $1.12 a year, a 2.20% run-rate yield at the Nov 13, 2026 close of $51.00. A special dividend of $1.375 came on top in the last year; specials are paid case by case, so they never count in the rate or the yield here. It has paid since 1998 and raised its annual dividend 2 years in a row.

At today’s rate of $0.28 quarterly and the last close of $51.00, this is what HLFN pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.28$0.09$1.12
100 shares$28.00$9.33$112.00
$10,000 invested (196.1 shares)$54.90$18.30$219.61
5,358 shares ($500/mo)$1,500.24$500.08$6,000.96
10,715 shares ($1,000/mo)$3,000.20$1,000.07$12,000.80

With DRIP on, every payment buys more shares instead of landing as cash. 100 HLFN shares reinvest into 0.55 new shares each payment, about 2.2 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 183 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with HLFN’s own history in the HLFN DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See HLFN’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

HLFN Dividend Yield Today vs Its 5-Year Range

10/100Well below its usual yieldvs its 10-yr history
  • HLFN yields 2.20% today, at the Nov 13, 2026 close of $51.00.
  • Its own 10-year median is 3.44%, so today’s yield is well below its usual level.
Last 5 years: lowest to highest month-end yield
1.21% low3.91% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is HLFN’s Next Dividend? Ex-Date and Pay Date After November 2026

HLFN has not declared its next dividend yet. By its usual rhythm of about 95 days between ex-dates, the next ex-date falls around Feb 2, 2027, with the cash around Feb 5, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.28 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 3 days after the ex-date

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does HLFN Pay?

HLFN pays quarterly, 4 times a year. Recent payments arrived in Feb, Apr, Aug and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$2.21 a share, in 4 payments, $1.375 of it special.
+5.0% against the 12 months before ($2.10 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Feb, Apr, Aug and Nov. Ex-dates fall in Jan, Apr, Jul and Oct (latest 4 payments).
Raise history
  • Streak: 2 years of higher annual totals (through 2025)
  • Last raise: Jul 26, 2024 - $0.27 to $0.83 (+$0.56, +207.41%)
  • Usual $ step: $0.60 (median of the raises before it)
Coverage
  • EPS payout: 17.1% - $1.10 paid / $6.42 EPS (4 quarters to Sep 30, 2026); own 4-yr norm 28.4% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

HLFN vs Similar Dividend Stocks (HFBL, AFCG...)

Against the 10 dividend-paying Financial Services companies closest to HLFN in market value, HLFN’s 2.20% run-rate yield is below the group’s middle yield of 4.43%, and its raise streak of 2 years is the 4th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
HLFN $51.00Home Loan Financial $0.28/qtr$1.12/yr fwd 2.20% Dividend Safety Rating: paid plans only 26+ yrsraised 2 yrs in a row
HFBL $23.95Home Federal Bancorp, Inc. of Louisiana $0.15/qtr$0.60/yr fwd 2.51% Dividend Safety Rating: paid plans only 14 yrsraised 12 yrs in a row
AFCG $3.32Advanced Flower Capital $0.05/qtr$0.20/yr fwd 6.02% Dividend Safety Rating: paid plans only 0 yrsno raise streak
GECC $4.91Great Elm Capital $0.25/qtr$1.00/yr fwd 20.37% Dividend Safety Rating: paid plans only 0 yrsraised 1 yr in a row
PFX $41.00PhenixFIN $0.0733/yr 0.18% Dividend Safety Rating: paid plans only 2 yrsraised 1 yr in a row
UBCP $14.56United Bancorp $0.1975/qtr$0.79/yr fwd 5.43% Dividend Safety Rating: paid plans only 13 yrsraised 6 yrs in a row
BCIC $5.13BCP Investment $0.09/mo$1.08/yr fwd 21.05% Dividend Safety Rating: paid plans only 0 yrsno raise streak
LFGP $24.41Ledyard Financial Group $0.21/qtr$0.84/yr fwd 3.44% Dividend Safety Rating: paid plans only 2+ yrsno raise streak
PBHC $17.05Pathfinder Bancorp $0.10/qtr$0.40/yr fwd 2.35% Dividend Safety Rating: paid plans only 13 yrsraised 5 yrs in a row
OXSQG $24.15Oxford Square Capital $0.3438/qtr$1.38/yr fwd 5.69% Dividend Safety Rating: paid plans only 3+ yrsno raise streak
NIDB $25.00Northeast Indiana Bancorp $0.20/qtr$0.80/yr fwd 3.20% Dividend Safety Rating: paid plans only 29+ yrsraised 1 yr in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: HLFN vs HFBL, HLFN vs AFCG, HLFN vs GECC.

HLFN Dividend History: Every Payment Since 1998

Ex-datePay dateAmountFrequencyType
Oct 30, 2026Nov 2, 2026$0.28QuarterlyRegular
Jul 31, 2026Aug 3, 2026$1.375QuarterlySpecial
Apr 24, 2026Apr 27, 2026$0.275QuarterlyRegular
Jan 30, 2026Feb 2, 2026$0.275QuarterlyRegular
Oct 31, 2025Nov 3, 2025$0.275QuarterlyRegular
Jul 25, 2025Jul 28, 2025$1.275QuarterlySpecial
Apr 25, 2025Apr 28, 2025$0.275QuarterlyRegular
Jan 31, 2025Feb 3, 2025$0.275QuarterlyRegular
Oct 25, 2024Oct 28, 2024$0.275QuarterlyRegular
Jul 26, 2024Jul 29, 2024$0.83QuarterlySpecial
The other 105 HLFN payments come with a paid plan.
Show all 115 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for HLFN

UnlockDividend Safety Rating: paid plans only
See where HLFN lands, and why.
See the rating & factors »
Own HLFN? Your payouts fill in by themselves Add HLFN once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track HLFN →

HLFN Dividend Questions

How often does HLFN pay dividends?

HLFN pays quarterly, 4 times a year. Recent payments arrived in Feb, Apr, Aug and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Does HLFN pay dividends monthly?

No. HLFN pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next HLFN dividend?

HLFN has not declared its next dividend yet. By its usual rhythm of about 95 days between ex-dates, the next ex-date falls around Feb 2, 2027, with the cash around Feb 5, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.28 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026. The current rate is $0.28 per share, $1.12 a year.

Does HLFN pay a dividend in February 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Feb 2, 2027, with the cash around Feb 5, 2027, so a payment in February 2027 is likely. Only the company’s declaration makes it final.

How much does HLFN pay per share?

HLFN pays $0.28 a share quarterly, $1.12 a year. At the Nov 13, 2026 close of $51.00 that is a 2.20% run-rate yield, well below its usual level: its own 10-year median is 3.44%.

Has HLFN raised its dividend?

Yes. HLFN has raised its annual dividend 2 years in a row, through 2025. The latest raise, on Jul 26, 2024, took the rate from $0.27 to $0.83 (+207.41%). Over five years the dividend grew 0.7% a year.

Is HLFN’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. HLFN paid out 17% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has raised its dividend 2 years in a row and gone 26+ years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my HLFN dividends?

Add HLFN to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run HLFN in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 13, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.