United Bancorp, Inc. · UBCP · NASDAQ
Dividend report · updated Nov 13, 2026
$14.56 +0.48% on the day, +$0.07
UBCP stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is UBCP’s dividend Very Safe or High Risk? 7 checks scored. Payout ratio, raise streak, recession record and 4 more. Show the rating
Yearly payout / yield
$0.79·5.43%
$0.1975 quarterly x 4 ⓘ
Next payment
~$0.1975/qtr
pays ~Dec 13 (est.) ⓘ
Next ex-date
Dec 11est.
ex in 27 days ⓘ
Years without a cut
13 yrs
6 yrs of raises ⓘ
Paying since
1993
132 payments on file
Yield vs history ⓘ
62
Above its usual yield
UBCP share price & total return
Daily closing price, adjusted for stock splits.
UBCP stock page »All dividend lists »Build a portfolio around UBCP »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
UBCP Dividend Growth (CAGR)
1Y +5.3%3Y +5.6%5Y +6.0%10Y +6.0%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 132 payments since 1993.
Annual dividends and growth
Total paid per share in each calendar year; 2026 YTD is paid so far, the amounts vary too much to estimate the rest.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: +5.97% a year, its typical raise over the last 5 years. From 2029 it slows by a quarter each year, to no less than 5%. Today's $0.79 a year would be $1.03 by 2031 - 7.05% on today's $14.56 price.

How Many UBCP Shares for $500 or $1,000 a Month?

At $0.79 a share a year, $500 a month takes about 7,595 UBCP shares, about $110,583 at the Nov 13, 2026 close of $14.56. $1,000 a month takes about 15,190 shares, about $221,166. Before taxes, and only while the rate holds.

United Bancorp (UBCP) pays $0.1975 a share quarterly, $0.79 a year, a 5.43% run-rate yield at the Nov 13, 2026 close of $14.56. It has paid since 1993 and raised its annual dividend 6 years in a row.

At today’s rate of $0.1975 quarterly and the last close of $14.56, this is what UBCP pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.1975$0.07$0.79
100 shares$19.75$6.58$79.00
$10,000 invested (686.8 shares)$135.65$45.22$542.58
7,595 shares ($500/mo)$1,500.01$500.00$6,000.05
15,190 shares ($1,000/mo)$3,000.03$1,000.01$12,000.10

With DRIP on, every payment buys more shares instead of landing as cash. 100 UBCP shares reinvest into 1.36 new shares each payment, about 5.5 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 74 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with UBCP’s own history in the UBCP DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See UBCP’s rating and its 7 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

UBCP Dividend Yield Today vs Its 5-Year Range

62/100Above its usual yieldvs its 10-yr history
  • UBCP yields 5.43% today, at the Nov 13, 2026 close of $14.56.
  • Its own 10-year median is 5.06%, so today’s yield is above its usual level.
  • No steady norm: its payout changed too much in 3 years to read a steady norm. So this reads today’s yield against its own 10-year history as it is.
Last 5 years: lowest to highest month-end yield
3.50% low11.49% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is UBCP’s Next Dividend? Ex-Date and Pay Date After September 2026

UBCP has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Dec 11, 2026, with the cash around Dec 13, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.1975 a share, went ex on Sep 10, 2026 and paid Sep 14, 2026.

  • Ex-dates: about every 92 days (quarterly)
  • Payment: usually about 2 days after the ex-date
  • Next earnings report: Feb 9, 2027

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does UBCP Pay?

UBCP pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.

Paid in the last 12 months
$0.95 a share, in 4 payments.
+4.4% against the 12 months before ($0.91 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Mar, Jun, Sep and Dec. Ex-dates fall in Mar, Jun, Sep and Dec (latest 4 payments).
Raise history
  • Streak: 6 years of higher annual totals (through 2025)
  • Last raise: Mar 9, 2021 - $0.1425 to $0.2425 (+$0.10, +70.18%)
  • Usual $ step: $0.01 (median of the raises before it)
Coverage
  • EPS payout: 55.8% - $0.77 paid / $1.38 EPS (4 quarters to Jun 30, 2026); own 4-yr norm 42.7% (median of 12 earlier trailing years)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

UBCP vs Similar Dividend Stocks (PFX, LFGP...)

Against the 10 dividend-paying Financial Services companies closest to UBCP in market value, UBCP’s 5.43% run-rate yield is above the group’s middle yield of 4.57%, and its raise streak of 6 years is the 3rd longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
UBCP $14.56United Bancorp $0.1975/qtr$0.79/yr fwd 5.43% Dividend Safety Rating: paid plans only 13 yrsraised 6 yrs in a row
PFX $41.00PhenixFIN $0.0733/yr 0.18% Dividend Safety Rating: paid plans only 2 yrsraised 1 yr in a row
LFGP $24.41Ledyard Financial Group $0.21/qtr$0.84/yr fwd 3.44% Dividend Safety Rating: paid plans only 2+ yrsno raise streak
PBHC $17.05Pathfinder Bancorp $0.10/qtr$0.40/yr fwd 2.35% Dividend Safety Rating: paid plans only 13 yrsraised 5 yrs in a row
AFCG $3.32Advanced Flower Capital $0.05/qtr$0.20/yr fwd 6.02% Dividend Safety Rating: paid plans only 0 yrsno raise streak
OXSQG $24.15Oxford Square Capital $0.3438/qtr$1.38/yr fwd 5.69% Dividend Safety Rating: paid plans only 3+ yrsno raise streak
HFBL $23.95Home Federal Bancorp, Inc. of Louisiana $0.15/qtr$0.60/yr fwd 2.51% Dividend Safety Rating: paid plans only 14 yrsraised 12 yrs in a row
HLFN $51.00Home Loan Financial $0.28/qtr$1.12/yr fwd 2.20% Dividend Safety Rating: paid plans only 26+ yrsraised 2 yrs in a row
SAMG $11.22Silvercrest Asset Management Group $0.21/qtr$0.84/yr fwd 7.49% Dividend Safety Rating: paid plans only 11+ yrsraised 8 yrs in a row
NOAH $6.52Noah Holdings Limited $1.381/yr 21.18% Dividend Safety Rating: paid plans only 3+ yrsno raise streak
CLSPF $6.25Canadian Life Companies Split $0.0716/mo$0.86/yr fwd 13.74% Dividend Safety Rating: paid plans only 2+ yrsno raise streak

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: UBCP vs PFX, UBCP vs LFGP, UBCP vs PBHC.

UBCP Dividend History: Every Payment Since 1993

Ex-datePay dateAmountFrequencyType
Sep 10, 2026Sep 14, 2026$0.1975QuarterlyRegular
Jun 10, 2026Jun 12, 2026$0.195QuarterlyRegular
Mar 10, 2026Mar 12, 2026$0.3675QuarterlyRegular
Dec 10, 2025Dec 12, 2025$0.19QuarterlyRegular
Sep 10, 2025Sep 12, 2025$0.1875QuarterlyRegular
Jun 10, 2025Jun 12, 2025$0.185QuarterlyRegular
Mar 10, 2025Mar 12, 2025$0.3575QuarterlyRegular
Dec 10, 2024Dec 12, 2024$0.18QuarterlyRegular
Sep 10, 2024Sep 12, 2024$0.1775QuarterlyRegular
Jun 10, 2024Jun 12, 2024$0.175QuarterlyRegular
The other 122 UBCP payments come with a paid plan.
Show all 132 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for UBCP

UnlockDividend Safety Rating: paid plans only
See where UBCP lands, and why.
See the rating & factors »
Own UBCP? Your payouts fill in by themselves Add UBCP once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track UBCP →

UBCP Dividend Questions

How often does UBCP pay dividends?

UBCP pays quarterly, 4 times a year. Recent payments arrived in Mar, Jun, Sep and Dec, with ex-dates in Mar, Jun, Sep and Dec. The ex-date comes about every 92 days, and the cash usually lands about 2 days later.

Does UBCP pay dividends monthly?

No. UBCP pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next UBCP dividend?

UBCP has not declared its next dividend yet. By its usual rhythm of about 92 days between ex-dates, the next ex-date falls around Dec 11, 2026, with the cash around Dec 13, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.1975 a share, went ex on Sep 10, 2026 and paid Sep 14, 2026. The current rate is $0.1975 per share, $0.79 a year.

Does UBCP pay a dividend in December 2026?

Not declared yet. By its usual rhythm the next ex-date falls around Dec 11, 2026, with the cash around Dec 13, 2026, so a payment in December 2026 is likely. Only the company’s declaration makes it final.

How much does UBCP pay per share?

UBCP pays $0.1975 a share quarterly, $0.79 a year. At the Nov 13, 2026 close of $14.56 that is a 5.43% run-rate yield, above its usual level: its own 10-year median is 5.06%.

Has UBCP raised its dividend?

Yes. UBCP has raised its annual dividend 6 years in a row, through 2025. The latest raise, on Mar 9, 2021, took the rate from $0.1425 to $0.2425 (+70.18%). Over five years the dividend grew 6.0% a year.

Is UBCP’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. UBCP paid out 56% of its earnings as dividends over the 4 quarters to Jun 30, 2026. It has raised its dividend 6 years in a row and gone 13 years without a cut. This is data, not investment advice. The full 7-check rating comes with a plan.

How do I track my UBCP dividends?

Add UBCP to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run UBCP in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 13, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 7 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.