Union Bankshares, Inc. · UNB · NASDAQ
Dividend report · updated Nov 12, 2026
$22.84 +0.53% on the day, +$0.12
UNB stock page: price, charts & signals →
UnlockDividend Safety Rating: paid plans onlyDividend Safety Rating: paid plans only Is UNB’s dividend Very Safe or High Risk? 6 checks scored. Payout ratio, raise streak, recession record and 3 more. Show the rating
Yearly payout / yield
$1.44·6.30%
$0.36 quarterly x 4 ⓘ
Next payment
~$0.36/qtr
pays ~Feb 1, 2027 (est.) ⓘ
Next ex-date
Jan 29, 2027est.
own by Jan 28, 2027 ⓘ
Years without a cut
13 yrs
since the 2012 stop ⓘ
Paying since
2000
77 payments on file
Yield vs history ⓘ
77
Above its usual yield
UNB share price & total return
Daily closing price, adjusted for stock splits.
UNB stock page »All dividend lists »Build a portfolio around UNB »
DSRSimilar stocksHistoryPayoutsFAQ
Last 20 payments
UNB Dividend Growth (CAGR)
1Y 0.0%3Y 0.0%5Y +0.6%10Y +2.2%
Per-share amount, by the date it paid (~ = about, from its usual pay gap). The enlarge button shows all 77 payments since 2000.
Annual dividends and growth
Total paid per share in each calendar year.
Next 5 years if the pace holds
If the recent pace holds — one-off jumps left out. Not a forecast. Pace: 0% a year, its typical raise over the last 5 years. Today's $1.44 a year would stay $1.44 by 2031 - 6.30% on today's $22.84 price.

How Many UNB Shares for $500 or $1,000 a Month?

At $1.44 a share a year, $500 a month takes about 4,167 UNB shares, about $95,174 at the Nov 12, 2026 close of $22.84. $1,000 a month takes about 8,334 shares, about $190,349. Before taxes, and only while the rate holds.

Union Bankshares (UNB) pays $0.36 a share quarterly, $1.44 a year, a 6.30% run-rate yield at the Nov 12, 2026 close of $22.84. It has made 77 dividend payments since 2000.

At today’s rate of $0.36 quarterly and the last close of $22.84, this is what UNB pays before taxes, if the rate stays where it is:

You holdEach paymentPer month (avg)Per year
1 share$0.36$0.12$1.44
100 shares$36.00$12.00$144.00
$10,000 invested (437.8 shares)$157.62$52.54$630.47
4,167 shares ($500/mo)$1,500.12$500.04$6,000.48
8,334 shares ($1,000/mo)$3,000.24$1,000.08$12,000.96

With DRIP on, every payment buys more shares instead of landing as cash. 100 UNB shares reinvest into 1.58 new shares each payment, about 6.5 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 64 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with UNB’s own history in the UNB DRIP calculator.

UnlockDividend Safety Rating: paid plans only
Dividend Safety Rating Not financial advice
See UNB’s rating and its 6 factors.
See the rating & factors »
An algorithmic rating built from reported data, not a recommendation.
  • Coverage (EPS): are profits enough to pay the dividend rating
  • Coverage (FCF): is spare cash enough to pay the dividend rating
  • Dividend vs cash flow + debt: is the dividend paid with borrowed money report
  • Debt load: how much the balance sheet leans on borrowing rating
  • Debt interest coverage: can profits easily pay the interest bill rating
  • Liquidity: is there cash for debts due this year rating
  • Earnings direction: are sales and profits growing or shrinking report
  • Raise streak: how many years in a row it raised see details
  • Years without a cut: how long since the last dividend cut see details
  • Raise vs trend: are recent raises keeping their usual pace history
  • Yield vs history: is today’s yield high or low versus its past rating
  • Recession record: what the dividend did in past crashes history

UNB Dividend Yield Today vs Its 5-Year Range

77/100Above its usual yieldvs its 10-yr history
  • UNB yields 6.30% today, at the Nov 12, 2026 close of $22.84.
  • Its own 10-year median is 4.73%, so today’s yield is above its usual level.
Last 5 years: lowest to highest month-end yield
4.19% low6.71% high
Blue mark = today, grey = its 10-year median. A higher yield than usual means a lower price against the payout.

Where today ranks in its own history is in the paid report

How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.

When Is UNB’s Next Dividend? Ex-Date and Pay Date After November 2026

UNB has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 29, 2027, with the cash around Feb 1, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.36 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026.

  • Ex-dates: about every 91 days (quarterly)
  • Payment: usually about 3 days after the ex-date
  • Next earnings report: Jan 20, 2027

Every payer going ex-dividend this week is on the dividend calendar.

How Often Does UNB Pay?

UNB pays quarterly, 4 times a year. Recent payments arrived in Feb, Apr, Jul and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Paid in the last 12 months
$1.44 a share, in 4 payments.
+0.0% against the 12 months before ($1.44 in 4 payments).
Cash that landed, by pay date. The yield up top uses today’s rate instead, so a raise or a cut shows there first.
Payout months
JanFebMarAprMayJunJulAugSepOctNovDec
Pays in Feb, Apr, Jul and Nov. Ex-dates fall in Jan, Apr, Jul and Oct (latest 4 payments).
Raise history
  • Streak: 0 years of higher annual totals (through 2025)
  • Last raise: Jan 26, 2023 - $0.35 to $0.36 (+$0.01, +2.86%)
  • Usual $ step: $0.01 (median of the raises before it)
Coverage
  • EPS payout: 54.8% - $1.44 paid / $2.63 EPS (4 quarters to Sep 30, 2026)
Deposits, loans and policy float run through operating cash flow here, so it does not measure dividend coverage.

UNB vs Similar Dividend Stocks (BKSC, UBOH...)

Against the 10 dividend-paying Financial Services companies closest to UNB in market value, UNB’s 6.30% run-rate yield is above the group’s middle yield of 2.62%, and its raise streak of 0 years is the 7th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.

Ticker Dividend ⓘ Yield Safety Rating No cut ⓘ
UNB $22.84Union Bankshares $0.36/qtr$1.44/yr fwd 6.30% Dividend Safety Rating: paid plans only 13 yrsno raise streak
BKSC $20.60Bank of South Carolina $0.25/qtr$1.00/yr fwd 4.85% Dividend Safety Rating: paid plans only 16 yrsraised 2 yrs in a row
UBOH $41.80United Bancshares $0.26/qtr$1.04/yr fwd 2.49% Dividend Safety Rating: paid plans only 12+ yrsraised 1 yr in a row
PROV $18.27Provident Financial Holdings $0.14/qtr$0.56/yr fwd 3.07% Dividend Safety Rating: paid plans only 16 yrsno raise streak
PTBS $26.38Potomac Bancshares $0.15/qtr$0.60/yr fwd 2.27% Dividend Safety Rating: paid plans only 3+ yrsraised 3 yrs in a row
EARN $3.26Ellington Credit $0.08/mo$0.96/yr fwd 29.45% Dividend Safety Rating: paid plans only 3 yrsno raise streak
HARL $33.30Harleysville Financial $0.35/qtr$1.40/yr fwd 4.20% Dividend Safety Rating: paid plans only 30 yrsraised 9 yrs in a row
PPLL $66.80Peoples $0.36/qtr$1.44/yr fwd 2.16% Dividend Safety Rating: paid plans only 0 yrsno raise streak
CWBK $40.99CW Bancorp $0.23/qtr$0.92/yr fwd 2.24% Dividend Safety Rating: paid plans only 8+ yrsno raise streak
CBKM $31.88Consumers Bancorp $0.22/qtr$0.88/yr fwd 2.76% Dividend Safety Rating: paid plans only 5 yrsraised 4 yrs in a row
CIWV $56.00Citizens Financial $0.30/qtr$1.20/yr fwd 2.14% Dividend Safety Rating: paid plans only 12 yrsraised 9 yrs in a row

Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: UNB vs BKSC, UNB vs UBOH, UNB vs PROV.

UNB Dividend History: Every Payment Since 2000

Ex-datePay dateAmountFrequencyType
Oct 30, 2026Nov 2, 2026$0.36QuarterlyRegular
Jul 27, 2026Jul 29, 2026$0.36QuarterlyRegular
Apr 27, 2026Apr 29, 2026$0.36QuarterlyRegular
Jan 30, 2026Feb 2, 2026$0.36QuarterlyRegular
Oct 24, 2025Oct 27, 2025$0.36QuarterlyRegular
Jul 25, 2025Jul 28, 2025$0.36QuarterlyRegular
Apr 25, 2025Apr 28, 2025$0.36QuarterlyRegular
Jan 24, 2025Jan 27, 2025$0.36QuarterlyRegular
Oct 25, 2024Oct 28, 2024$0.36QuarterlyRegular
Jul 26, 2024Jul 29, 2024$0.36QuarterlyRegular
The other 67 UNB payments come with a paid plan.
Show all 77 payments »
Newest first. Amounts are per share as paid, restated for splits; frequency is the schedule on file for that payment; a payment over 2.5x its neighbours is marked special.
From reported payments, prices and filings — data, not investment advice.

What the Dividend Safety Rating Means for UNB

UnlockDividend Safety Rating: paid plans only
See where UNB lands, and why.
See the rating & factors »
Own UNB? Your payouts fill in by themselves Add UNB once, with your buy date and share count. Every dividend since fills in, dated and in dollars, and with DRIP on each new share is counted for you.
Track UNB →

UNB Dividend Questions

How often does UNB pay dividends?

UNB pays quarterly, 4 times a year. Recent payments arrived in Feb, Apr, Jul and Nov, with ex-dates in Jan, Apr, Jul and Oct. The ex-date comes about every 91 days, and the cash usually lands about 3 days later.

Does UNB pay dividends monthly?

No. UNB pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.

When is the next UNB dividend?

UNB has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Jan 29, 2027, with the cash around Feb 1, 2027. An estimate, not a promise: only the declaration makes it final. The latest one, $0.36 a share, went ex on Oct 30, 2026 and paid Nov 2, 2026. The current rate is $0.36 per share, $1.44 a year.

Does UNB pay a dividend in February 2027?

Not declared yet. By its usual rhythm the next ex-date falls around Jan 29, 2027, with the cash around Feb 1, 2027, so a payment in February 2027 is likely. Only the company’s declaration makes it final.

How much does UNB pay per share?

UNB pays $0.36 a share quarterly, $1.44 a year. At the Nov 12, 2026 close of $22.84 that is a 6.30% run-rate yield, above its usual level: its own 10-year median is 4.73%.

Has UNB raised its dividend?

UNB has no current streak of yearly raises. The latest raise, on Jan 26, 2023, took the rate from $0.35 to $0.36 (+2.86%). Over five years the dividend grew 0.6% a year.

Is UNB’s dividend safe?

No rating can promise a future payment, but the record on file says a lot. UNB paid out 55% of its earnings as dividends over the 4 quarters to Sep 30, 2026. It has gone 13 years without a cut. This is data, not investment advice. The full 6-check rating comes with a plan.

How do I track my UNB dividends?

Add UNB to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run UNB in the DRIP calculator.

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How this page is built: the rate is the latest regular dividend per share; run-rate yield = rate × payments per year ÷ last close (Nov 12, 2026), never a trailing 12-month total, which lags after a raise and hides a cut. Specials and one-off payments never count in the rate; a payer whose regular payments differ in size is annualized over its last full cycle of regular payments. Raise streak = consecutive calendar years with a higher amount per payment than the year before; years without a cut = years in which the amount per payment held within 1%. The Dividend Safety Rating reads 6 visible lines: coverage, streak, raise pace and yield range for dividend stocks; NAV trend, NAV funding and payout stability for income funds. Similar payers = the same sector or fund group, nearest in market value or fund size. Payments, prices and filings come from DRIPCALC’s price and dividend database. History is not a forecast. This is data, not investment advice.