How Many JCAP Shares for $500 or $1,000 a Month?
At $0.96 a share a year, $500 a month takes about 6,250 JCAP shares, about $130,500 at the Nov 13, 2026 close of $20.88. $1,000 a month takes about 12,500 shares, about $261,000. Before taxes, and only while the rate holds.
Jefferson Capital, Inc. Common Stock (JCAP) pays $0.24 a share quarterly, $0.96 a year, a 4.60% run-rate yield at the Nov 13, 2026 close of $20.88. It has made 5 dividend payments since 2025.
At today’s rate of $0.24 quarterly and the last close of $20.88, this is what JCAP pays before taxes, if the rate stays where it is:
| You hold | Each payment | Per month (avg) | Per year |
|---|---|---|---|
| 1 share | $0.24 | $0.08 | $0.96 |
| 100 shares | $24.00 | $8.00 | $96.00 |
| $10,000 invested (478.9 shares) | $114.94 | $38.31 | $459.77 |
| 6,250 shares ($500/mo) | $1,500.00 | $500.00 | $6,000.00 |
| 12,500 shares ($1,000/mo) | $3,000.00 | $1,000.00 | $12,000.00 |
With DRIP on, every payment buys more shares instead of landing as cash. 100 JCAP shares reinvest into 1.15 new shares each payment, about 4.7 new shares a year at today’s price and rate, and each new share collects the next payment too. To DRIP one whole new share every payment you need about 87 shares. Raises speed that up; a falling share price buys more shares per payment, but each is worth less. See the snowball over 10 to 30 years with JCAP’s own history in the JCAP DRIP calculator.
- Coverage (EPS): are profits enough to pay the dividend rating
- Coverage (FCF): is spare cash enough to pay the dividend rating
- Dividend vs cash flow + debt: is the dividend paid with borrowed money report
- Debt load: how much the balance sheet leans on borrowing rating
- Debt interest coverage: can profits easily pay the interest bill rating
- Liquidity: is there cash for debts due this year rating
- Earnings direction: are sales and profits growing or shrinking report
- Raise streak: how many years in a row it raised see details
- Raise vs trend: are recent raises keeping their usual pace history
- Yield vs history: is today’s yield high or low versus its past rating
- Recession record: what the dividend did in past crashes history
JCAP Dividend Yield Today vs Its 5-Year Range
- JCAP yields 4.60% today, at the Nov 13, 2026 close of $20.88.
- Too new to rate — paying since 2025. So there is no usual level to compare today’s yield with yet.
How it works. Each month-end over the last 10 years gives one yield: the regular payment then, times payments a year, over that day’s close. Specials are left out. 50 means today’s yield sits right at its usual level. A lower score means the yield is below its usual level, so the price is high against the payout. A higher score means the yield is above its usual level. On price alone a payer stays between 15 and 85. Steady raisers get a few points back. It reads the past, not the future.
When Is JCAP’s Next Dividend? Ex-Date and Pay Date After August 2026
JCAP has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Nov 23, 2026, with the cash around Nov 25, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.24 a share, went ex on Aug 24, 2026 and paid Aug 26, 2026.
- Ex-dates: about every 91 days (quarterly)
- Payment: usually about 2 days after the ex-date
Every payer going ex-dividend this week is on the dividend calendar.
How Often Does JCAP Pay?
JCAP pays quarterly, 4 times a year. Recent payments arrived in Mar, May, Aug and Nov, with ex-dates in Mar, May, Aug and Nov. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
- EPS payout: 35.8% - $0.96 paid / $2.68 EPS (4 quarters to Sep 30, 2026)
JCAP vs Similar Dividend Stocks (FMBL, AMTB...)
Against the 10 dividend-paying Financial Services companies closest to JCAP in market value, JCAP’s 4.60% run-rate yield is close to the group’s middle yield of 4.34%, and its raise streak of 0 years is the 7th longest. A higher yield than the group is not a bonus by itself: it is often the market pricing in a cut, so read it next to the rating and the coverage behind it.
| Ticker | Dividend ⓘ | Yield | Safety Rating | No cut ⓘ |
|---|---|---|---|---|
| JCAP $20.88Jefferson Capital, Inc. Common Stock | $0.24/qtr$0.96/yr fwd | 4.60% | Dividend Safety Rating: paid plans only | —no raise streak |
| FMBL $9,840.00Farmers & Merchants Bank of Long Beach | $28.00/qtr$112.00/yr fwd | 1.14% | Dividend Safety Rating: paid plans only | 23+ yrsraised 1 yr in a row |
| AMTB $30.33Amerant Bancorp | $0.09/qtr$0.36/yr fwd | 1.19% | Dividend Safety Rating: paid plans only | 3+ yrsno raise streak |
| HQH $21.43Abrdn Healthcare Investors | $0.66/qtr$2.64/yr fwd | 12.32% | Dividend Safety Rating: paid plans only | 3 yrsno raise streak |
| PFBC $103.78Preferred Bank | $0.80/qtr$3.20/yr fwd | 3.08% | Dividend Safety Rating: paid plans only | 10+ yrsraised 5 yrs in a row |
| MSDL $13.84Morgan Stanley Direct Lending Fund | $0.45/qtr$1.80/yr fwd | 13.01% | Dividend Safety Rating: paid plans only | 0 yrsraised 1 yr in a row |
| HFWA $28.26Heritage Financial | $0.25/qtr$1.00/yr fwd | 3.54% | Dividend Safety Rating: paid plans only | 15 yrsraised 5 yrs in a row |
| ATLCP $20.92Atlanticus Holdings | $0.4766/qtr$1.91/yr fwd | 9.11% | Dividend Safety Rating: paid plans only | 3+ yrsno raise streak |
| WD $38.27Walker & Dunlop | $0.68/qtr$2.72/yr fwd | 7.11% | Dividend Safety Rating: paid plans only | 7+ yrsraised 7+ yrs in a row |
| HBNC $21.27Horizon Bancorp | $0.16/qtr$0.64/yr fwd | 3.01% | Dividend Safety Rating: paid plans only | 23+ yrsno raise streak |
| STC $42.83Stewart Information Services | $0.55/qtr$2.20/yr fwd | 5.14% | Dividend Safety Rating: paid plans only | 16 yrsraised 5 yrs in a row |
Yield and the safety rating are only half of it. See total returns with dividends reinvested, side by side: JCAP vs FMBL, JCAP vs AMTB, JCAP vs HQH.
JCAP Dividend History: Every Payment Since 2025
| Ex-date | Pay date | Amount | Frequency | Type |
|---|---|---|---|---|
| Aug 24, 2026 | Aug 26, 2026 | $0.24 | Quarterly | Regular |
| May 26, 2026 | May 28, 2026 | $0.24 | Quarterly | Regular |
| Mar 24, 2026 | Mar 26, 2026 | $0.24 | Quarterly | Regular |
| Nov 25, 2025 | Nov 27, 2025 | $0.24 | Quarterly | Regular |
| Aug 25, 2025 | Aug 27, 2025 | $0.24 | Quarterly | Regular |
What the Dividend Safety Rating Means for JCAP
JCAP Dividend Questions
How often does JCAP pay dividends?
JCAP pays quarterly, 4 times a year. Recent payments arrived in Mar, May, Aug and Nov, with ex-dates in Mar, May, Aug and Nov. The ex-date comes about every 91 days, and the cash usually lands about 2 days later.
Does JCAP pay dividends monthly?
No. JCAP pays quarterly, 4 times a year. For payers that pay every month, see the monthly dividend stocks.
When is the next JCAP dividend?
JCAP has not declared its next dividend yet. By its usual rhythm of about 91 days between ex-dates, the next ex-date falls around Nov 23, 2026, with the cash around Nov 25, 2026. An estimate, not a promise: only the declaration makes it final. The latest one, $0.24 a share, went ex on Aug 24, 2026 and paid Aug 26, 2026. The current rate is $0.24 per share, $0.96 a year.
Does JCAP pay a dividend in November 2026?
Not declared yet. By its usual rhythm the next ex-date falls around Nov 23, 2026, with the cash around Nov 25, 2026, so a payment in November 2026 is likely. Only the company’s declaration makes it final.
How much does JCAP pay per share?
JCAP pays $0.24 a share quarterly, $0.96 a year. At the Nov 13, 2026 close of $20.88 that is a 4.60% run-rate yield.
Has JCAP raised its dividend?
JCAP has no current streak of yearly raises.
Is JCAP’s dividend safe?
No rating can promise a future payment, but the record on file says a lot. JCAP paid out 36% of its earnings as dividends over the 4 quarters to Sep 30, 2026. This is data, not investment advice. The full 4-check rating comes with a plan.
How do I track my JCAP dividends?
Add JCAP to a free DRIPCalc portfolio once, with your buy date and share count. Every payout since fills in, dated and in dollars; with DRIP on, the new shares each payment buys are counted for you, so there is no spreadsheet to update and no broker login. To project the snowball, run JCAP in the DRIP calculator.
